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EMI ECONOMY
How is Gen Z affording iPhones, cafés and weekend plans on Rs 30,000-50,000? CA explains the uncomfortable truthCA Nitin Kaushik explains why Gen Z’s expensive-looking lifestyle does not necessarily indicate higher wealth. iPhones, branded sneakers, c...- The big Gen Z market taking over how India spends, saves and strategisesIndia's youngest generation now leads consumption spending with unique preferences. Gen Z's influence is reshaping brand strategies and inv...
- Marry a working & frugal wife: Rs 5000-crore Thyrocare founder Velumani shares a must-do list for entrepreneurs who leave comfortable jobs to solve ‘world’s big problems’Thyrocare founder A Velumani has shared a practical checklist for aspiring entrepreneurs, warning that “negative capital” from EMIs, debt a...
- Gen Z and homeownership: Has the aspiration of this generation to be a homeowner disappeared?Gen Z is not rejecting homeownership. It is becoming more deliberate about the financial equation behind it. For this generation, a sensibl...
- IPO-bound Rentomojo pins growth on 'hard-to-copy' supply chain moatRentomojo’s moat lies in its complex rental model, which combines subscriptions, asset ownership, logistics, collections and refurbishment....
- Make growth piggyback on savingsHousehold savings are increasingly held in financial assets, not physical ones. This shift creates a significant mismatch for long-term inv...
- NBFCs: How you own them matters more than which you own; 19 NBFC stocks with upside potential ranging from 1% to 31%Like much of the Indian market, valuations in this sector are also not cheap. And when you pay a full price for a sector, the risk of getti...
- From gold and LIC policy to SIPs and crypto: How investment habits changed from Boomers to Millennials to Gen ZModern Indians are redefining investment strategies; rather than saving first, the youth now prioritise their financial goals before choosi...
- Fed may talk less and let markets lead. That could spell more volatility for IndiaUS Federal Reserve chief Kevin Warsh’s push to reduce forward guidance and shrink the Fed’s balance sheet could increase global market vola...
- ‘Kitna deti hai?’ is no longer enough as Indian car buyers start doing the maths beyond mileage and EMIIndian car buyers are increasingly looking beyond purchase price and mileage to assess total ownership costs, including fuel or electricity...
- RBI's Rate Pause Sustains Steady Momentum in Residential Real EstateIndia's residential property sector remains robust, driven by consistent demand and advancements in infrastructure. The Reserve Bank of Ind...
- Rs 15,000 sneakers, fancy holidays, expensive iPhones: Financial advisor shares why Gen Z is spending more on luxury itemsFinancial advisor Prem Soni says Gen Z’s spending on Rs 15,000 sneakers, expensive iPhones and foreign holidays may reflect the “Lipstick E...
- Bengaluru tech salaries are rising, then why are people giving up on buying homes? Viral post highlights a deeper issueA viral X post by Shankar von Mysuru has reignited the debate over Bengaluru's rising housing costs, with many users saying homeownership i...
- RBI's status quo on rates to support housing demand, keep real estate sentiment intact: IndustryThe RBI's decision to keep the repo rate unchanged at 5.25% for the fourth straight review has received a positive response from the real e...
- RBI MPC: Home loan borrowers can breathe a sigh of relief, but how long their good days will last?RBI repo rate: The Reserve Bank of India has maintained its repo rate at 5.25%, providing ongoing relief for home loan borrowers. This deci...
- Index returns likely to be slightly above long-term averages over next 2 years: Mirae Asset CIO Neelesh Surana on market outlook, fund strategiesMirae Asset Investment Managers (India)’s equity funds have experienced a period of underperformance—the first major blip since inception i...
- If FIIs return, they tend to see it first. 15 stocks from financial services ecosystem, with upside potential as low as 3% to as high as 28%Financial services is where FIIs go when they turn positive on India. History shows us that much of the money goes to banks, and the wider ...
- 10% salary hike is not sufficient to cover the impact of home loan EMI rise post RBI repo rate hikesConsidering the impact of the multiple repo rate hikes this year to the tune of 2.25%, the interest rate for home loan borrower will typica...
- Steep rise in debts offsets value of family assetsWith everything from a pair of jeans to a nose job available on EMIs these days, it's no surprise that the average Indian family is deeper ...
- January IIP at 2.6%; February CPI at 5.37%The IIP for Mining, Manufacturing & Electricity sectors for month of Jan 2015 stand at 135.3, 200.5 & 175.8 respectively.
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