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EMI CULTURE
Man wanted to buy iPhone from neighbour's credit card, who refused. Bengaluru CA explains why the request raised a red flagA Reddit user refused when his neighbour asked him to let his cousin buy an iPhone using his credit card on a 12-month EMI. Bengaluru CA Me...- Quote of the day by John Lennon: "Life is what happens when you're..." — Life lessons from an inspiring quote on mindfulness, purpose, resilience, happiness, embracing change, and why living in the present may be the key to a more meaningful life by the legendary English singer-songwriter and Beatles iconToday's Quote of the Day by John Lennon: John Lennon's famous quote hits right where it matters: "Life is what happens when you're busy mak...
- These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%Whether in business or the stock market, be ready for volatility. In today’s world, it can come for any reason and from anywhere. Also be r...
- Best quote of the day by Marcus Aurelius: The only wealth which you will keep forever is ..." The timeless Stoic life lesson that can make you really richFamous quotes on life lessons: A 2,000-year-old quote from Marcus Aurelius redefines wealth for modern India. It suggests that lasting rich...
- Is your home loan ruling your life? Know the hidden cost of a big EMIMany Indians stretch finances for dream homes, but hefty home loans lead to years of uncomfortable choices. Borrowers face lifestyle compre...
- Think property makes you rich? These 5 facts tell a different storyAs per a 2017 RBI report, a typical middle-class Indian family puts 70-80% of its net worth into realty. No asset class would be considered...
- The hidden cost of looking better: What health insurance covers, and what it leaves you to payRising demand for weight-loss drugs, cosmetic procedures and wellness treatments is creating a growing out-of-pocket healthcare expense cat...
- Why Rs 40 LPA earners don’t feel richer than Rs 20 LPA earners. CA explains the hidden reasonHigh salaries do not always bring financial peace. Chartered Accountant Nitin Kaushik explains how lifestyle inflation traps urban professi...
- CBIC introduces deferred customs duty payment facility for manufacturers-importersThe Central Board of Indirect Taxes and Customs is launching a new facility for manufacturer importers. Approved companies can now defer cu...
- 'Your parents called train tickets splurging': CoinSwitch founder says Gen Z taking vacation loans is madnessAshish Singhal, co-founder of CoinSwitch, has criticised Gen Z's travel habits. He highlighted that many young Indians are borrowing money ...
- No parental property. Employee shares pain of saving for home down payment, when colleagues flaunt vacations and SUVsMany young Indian professionals face hurdles in buying homes due to high property rates and EMIs, unlike colleagues who enjoy luxuries. A R...
- CA decodes why a humble 2BHK can beat a Rs 1.5 crore ‘dream home’ any dayCA Nitin Kaushik challenges the social media-driven obsession with expensive homes, arguing that a fully paid, modest 2BHK offers greater f...
- MFIN tightens underwriting guidelines for lenders amid over-indebtedness concernsMFIN has tightened loan underwriting guidelines to address borrower over-indebtedness. Uniform treatment measures will help lenders with a ...
- Railways to run its tourist train between Ayodhya and Janakpur in NepalThe tourist train will also cover Nandigram, Sitamarhi, Kashi and Prayagraj. There will be two nights stay in hotel in Janakpur and Varanas...
- Expert speak: Don’t let your dream house become a nightmareIf you splurge on other things you will climb out of the resulting financial hole in at most a few months. But if you make an equivalent sp...
- How to avoid falling in the EMI trap by using SIPs of mutual funds‘Reverse EMI’ by starting a SIP in a fund is a great demo of that fact that postponing expenses creates money while preponing them destroys...
- How mutual fund SIPs can save you from the EMI trapProblem with EMIs is that people over-borrow and pay high interest. It’s not hard to come out of EMI trap. One just has to learn to postpon...
- Online luxury market may touch $35 bn mark by 2016: AssochamIndia's online luxury market is expected to touch $35 billion by 2016 on account of rising disposable incomes and expansion of modern retai...
- Short of cash? Medtronic lets patients buy implants on EMIs; startup Mya offers medical loansPatients can buy products such as stents, pacemakers and defibrillators priced between Rs 20,000 and Rs 5 lakh.
- Take on rate hikes with home loan extensionAfter several rounds of rate hikes in the home loan industry, banks and housing finance companies (HFCs) could now kick off a round of tenu...
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