Explore this practical guide to smarter home financingSecuring a home loan requires careful financial planning. Understanding eligibility criteria, using an EMI calculator, and checking your cr...
11 May, 2026, 11.00 AM IST
Your income grows, but EMI remains same. CA shares a blunt warning for home loan borrowersMany Indians take home loans and keep their monthly payments the same for decades. As salaries increase, this comfortable approach benefits...
09 May, 2026, 02.56 PM IST
Can you get another loan if you’re already paying EMIs? Here’s the answerYour salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, me...
05 May, 2026, 11.25 AM IST
Lowest home loan interest rates in 2026: PSU banks vs private banks; check listshome loan interest rates: The RBI's decision to maintain the repo rate at 5.25% has left borrowers questioning the impact on home loan inte...
30 Apr, 2026, 10.40 AM IST
Want to buy a house? Bengaluru CA breaks down the real salary you need to afford a flatA chartered accountant's 20-30-40 rule simplifies home affordability. It suggests a 20-year loan tenure, EMIs capped at 30% of income, and ...
08 Apr, 2026, 12.50 PM IST
Rs 1 lakh monthly loss, due to one money mistake: CA issues warning, explains how to convert it into Rs 4.5 crore insteadCA Nitin Kaushik has warned that buying a ₹50 lakh luxury car can quietly lead to a loss of over ₹1 lakh every month when EMI, insurance an...
24 Feb, 2026, 10.18 PM IST
Lower home loan EMI calculator: Your EMIs will be less after this day; calculate how much you'll pay on Rs 50 lakh loanThe Reserve Bank of India's repo rate reduction brings welcome news for home loan borrowers. Interest rates on loans linked to the repo rat...
06 Dec, 2025, 12.07 AM IST
Everything first-time homebuyers should know before applying for a home loanFirst-time homebuyers face challenges navigating home loans. Learn how to understand interest rates, check your CIBIL score, use an EMI cal...
22 Oct, 2025, 05.14 PM IST
Home loan prepayment of Rs 50,000 vs Rs 1 lakh per year: Which option can save Rs 29 lakh on Rs 40 lakh loan?Paying off a home loan faster can be achieved through partial prepayments. For a Rs 40 lakh loan at 8.5% interest, prepaying Rs 50,000 annu...
04 Sep, 2025, 11.50 AM IST
Need funds to grow your business? Use a loan against property to unlock capital for expansion. Learn how it works and calculate EMIs easily.Business owners seeking capital for expansion can leverage their property through a loan against property (LAP). This secured loan offers l...
31 Jul, 2025, 02.39 PM IST
Understanding the fundamentals of calculating home loan EMIBuying a property often requires substantial financial support, typically achieved through a home loan. Calculating the home loan EMI is cr...
13 Mar, 2025, 12.43 PM IST
- Home Loan EMI Calculator
A Home Loan EMI Calculator is an online financial tool that helps borrowers estimate their monthly Equated Monthly Installment (EMI) paymen...
05 Feb, 2025, 01.18 PM IST
Home loan: Paving the way to your dream homeHomeownership dreams can be realized with a home loan. Understanding current interest rates, fixed or floating, is crucial. Online housing ...
27 Nov, 2024, 01.20 PM IST
Using an EMI calculator to plan loan against property repaymentLoans against property offer benefits like low interest rates and long repayment tenors. Borrowers can use the funds for any housing or bus...
27 Feb, 2024, 06.36 PM IST
The journey begins: A step-by-step guide to applying for a home loanApplying for a home loan can be overwhelming, but this step-by-step guide can help simplify the process. It is important to research and co...
05 Sep, 2023, 05.55 PM IST
5 banks offering cheapest personal loan interest ratesPersonal loan can be availed for any reason including any purpose like vocational courses, home renovation, medical emergency, or to travel...
11 Jul, 2023, 12.56 PM IST
How to calculate home loan EMIWhile all borrowers would like to get the lowest interest rate offered on home loans, this is not feasible on account of many factors. Each...
10 Mar, 2021, 09.36 AM IST