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EBLR RATE
SBI posts record ₹80,000 crore profit; chairman says NIM has bottomed out, eyes 13–15% loan growth in FY27State Bank of India achieved a record profit exceeding ₹80,000 crore. Despite investor concerns over net interest income and margin, Chairm...11 May, 2026, 10.45 AM IST- Buy, Sell or Hold: Elara Capital stays bullish on Titan Company, keeps ‘sell’ call on ABB IndiaBrokerages remain divided on large-cap stocks, with Elara Capital backing Titan Company on strong jewellery demand and revenue growth, whil...11 May, 2026, 09.07 AM IST
- RBI rate cuts partly passed on to borrowers in FY26, lending rates fall but not fully: ReportRBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy redu...05 May, 2026, 02.49 PM IST
- Deposit rates could be headed up in a squeeze for banksAs the demand for loans skyrockets, Indian banks find themselves grappling with a challenge: enticing savers to deposit their money. For ye...14 Apr, 2026, 12.48 AM IST
- SBI home loan EMIs to reduce as PSU bank cuts lending rates: Check latest SBI EBLR, MCLR, base ratesSBI lending rates: Following the RBI's repo rate cut, State Bank of India has reduced its lending rates across MCLR, EBLR, and RLLR benchma...13 Dec, 2025, 11.30 AM IST
- NBFCs' rate transmission to end users weaker than banks: RBIRBI's annual report released on Thursday shows that transmission of policy rate to end borrowers is the lowest by non-banking finance compa...31 May, 2025, 01.04 AM IST
- Interest rates are falling, time to switch your home loan regime: Save above Rs 8 lakh by switching to EBLR; Know howHome loan interest rates are decreasing after the Reserve Bank of India repo rate cut. Borrowers can save money by switching to the Externa...02 May, 2025, 03.10 PM IST
- Home loan EMIs of this public sector bank to change from March 1, 2025 as it cuts its EBLR and hikes MCLRLower home loan EMI: Equated Monthly Installment (EMI) of home loan borrowers to fall as this public sector bank has reduced the external b...01 Mar, 2025, 02.14 PM IST
- Good news for SBI home loan borrowers: EMIs to fall as the bank reduces the lending ratesState Bank of India (SBI) has reduced its External Benchmark-based Lending Rate (EBLR) and Repo Linked Lending Rate (RLLR) by 25 basis poin...14 Feb, 2025, 06.37 PM IST
- Hike in MCLR home loan interest rates has been lesser than EBLR loans; How long should borrowers stick to MCLR regime?MCLR home loan borrowers have been better off as the MCLR has gone up by lesser amount that the hike which EBLR home loan have witnessed si...29 Mar, 2023, 05.09 PM IST
- ICICI Bank hikes EBLR, MCLR interest rates: Here’s how it will impact your loan EMIICICI Bank has announced the hiking of external benchmark lending rate (EBLR) by 50 basis points and marginal cost of funds lending rate (M...01 Oct, 2022, 02.32 PM IST
- Banks led by SBI hike lending rate by 50 bps after RBI raises policy rateEven financial institutions like mortgage lender HDFC Ltd hiked the lending rate by 50 basis points effective Saturday. This is the seventh...30 Sep, 2022, 10.24 PM IST
- ICICI Bank hikes home loan interest rates; this is how much your EMIs will increaseICICI hiked the ICICI Bank External Benchmark Lending Rate (I-EBLR) to 9.10% p.a.p.m. effective from August 5, 2022. The announcement was m...08 Aug, 2022, 02.32 PM IST
- Pass-through of rate hikes to lift bank margins sharplyEBLR is linked to the RBI's repo rate. The other system used by banks to determine the rates, Marginal Cost of Funds Based Lending Rate (MC...11 Jun, 2022, 12.53 AM IST
- Banks take a cue from RBI, hike lending ratesThese banks raised their respective external benchmark lending rates (EBLR) by 50 basis points (bps), matching the latest increase in the r...10 Jun, 2022, 05.06 AM IST
- SBI hikes interest rates of repo rate linked home loansSBI has increased its home loan external benchmark lending rate (EBLR) to 7.05 percent, while the RLLR will be 6.65 percent +CRP. According...25 May, 2022, 11.10 AM IST
- SBI hikes base rate by 0.1 per centSBI has migrated to External Benchmark Lending Rate (EBLR) linked to repo rate since January 2019. There is no change in EBLR rate and this...17 Dec, 2021, 11.31 AM IST
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