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DORMANT ACCOUNTS IN PMJDY
India Budget 2026: Schemes on cards to give women more financial muscleUnion Budget: Customised credit cards, loan products and women-focused insurance plans may be key announcements as the government is lookin...- Banking on the last-mile deliverers: Why the BC model is losing groundIndia's banking agents, vital for financial inclusion, are under pressure. Declining numbers and shrinking profits threaten access to servi...
- 23% of total 56.04 crore PM Jan Dhan accounts inoperativeNearly a quarter of the 56.04 crore Pradhan Mantri Jan Dhan Yojana accounts are currently inactive, according to Minister Pankaj Chaudhary....
- Banks to close inactive PM Jan-Dhan Yojana accounts? Here is what government saidThe Department of Financial Services has denied instructing banks to close dormant Pradhan Mantri Jan-Dhan Yojana accounts, countering rece...
- Govt says 11.30 crore inoperative Jan Dhan accounts have Rs 14,750 crore balance as of Nov 20Over 54 crore accounts have been opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY) as of November 20, 2024. However, 11.30 crore acco...
- About 20 pc of 51 crore Jan Dhan accounts inoperative: MoS FinanceAs per the Reserve Bank of India (RBI) guidelines, a savings as well as current account should be treated as inoperative/dormant, if there ...
- Financial inclusion: Accounting for bank accountsIn China, 82% of adults made a digital merchant payment using a mobile phone. In India, the figure is just 8%. In China, 38% of adults have...
- Women want to do more, but access to credit is still missing: Alka UpadhyayaAs per World Bank’s Findex data, 42% of women’s accounts are dormant, 23% are excluded from formal financial services and 35% are non dorma...
- Nearly 15 crore eligible for loan, but yet to take itOf this eligible population, only about a third — 7.2 crore — is currently credit-active, meaning that such people have a live loan account...
- How to turn capital guzzler PSU banks into capital contributorsThe PNB fraud has become a serious cause of worry for the govt, investors and the regulator.
- Unusual cash deposits hit Rs 1.7L cr after note ban: RBIThe share of the low-cost CASA deposits in total bank deposits increased from 35.2% in October 2016 to 40.6% in March 2017, before declinin...
- Women more likely to use banking services than men: StudyThe study has recommended that govt's financial inclusion policies must be in tandem with enabling economic activity and household decision...
- Since November 8, Rs 80,000 crore of loan repayment in old notes, says I-T departmentThe official said cash deposits of Rs 2 lakh to Rs 2.5 lakh per account, totalling to Rs 42,000 crore, are found to have common PAN, mobile...
- Tax evasion suspected in Rs 3-4 lakh crore deposits post demonetisationThe I-T Department has been asked to scrutinise details and send notices to depositors of these Rs 3-4 lakh crore on which tax may have bee...
- Jan Dhan scorecard: 22 crore bank accounts opened, average balance Rs 1,725The idea behind opening bank accounts was to empower the poor financially by encouraging savings, easing loan delivery and direct cash tran...
- Duplication of accounts under Jan Dhan Yojna on rise: SurveyAccording to the survey, conducted in 42 districts spread across 17 states and one union territory, the reasons for duplication of accounts...
- Janata likes Jan Dhan: The past year has seen a rapid growth of active PMJDY accounts across all geographiesWe find rapid growth in active accounts across all geographies, where an active account is one where at least one transaction takes place i...
- Jan-Dhan Yojana: VSAT technology to ensure rural areas don’t lag behind in next phaseThe government is considering VSAT technology that is considered secure and provides uninterrupted connectivity using satellites.
- Jan Dhan Yojana: Why impressive numbers don’t mean much to financial inclusion driveBanks are giving Narendra Modi Sarkar the numbers it wanted but delivering financial inclusion will be much more harder.
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