A dispute on the credit card is described as a process in which a card user wants to process the return of a charge. It often involves the ...

To repay the loan you stood as a guarantor, you in turn may need to take a loan, which has the potential to be destabilizing in nature.

Often long and technical in nature, the loan agreement is the most important document for any loan and should be treated with utmost seriou...

A debt load of around 35 per cent is considered ideal for a person, but anything over 45 -50 per cent can start to become a problem.

Negotiating car prices is often overlooked, but the best way to bring down the cost of a loan is to negotiate the price of a car.

While there is a clear distinction between what constitutes loans for individuals and what constitutes business loans, sometimes the two te...

If your business is in the ideation stage or yet to start up, you will find it extremely difficult to raise money through a business loan.

Balance transfer will depend on the difference between the interest rates offered by the two banks, the amount of the loan left unpaid and ...

While there is no clear cut formula, these six clear-cut tips would help you save money to meet your financial goals.

Barring interest charges on the unpaid amount on your credit card, personal loans attract some of the highest rates of interest.

The starting point for every individual is to ascertain if a loan is absolutely necessary. Paying interest for long tenures is not advisabl...

Opening of the markets means people suddenly had access to better financial instruments in the form of both equity and debt and no more dep...

There are four clear trends, something that we as a financial services firm dealing in loans and credit cards should also sit up and take n...

Unlike an auto or a personal loan, home loans are not fixed. However, major banks like HDFC, ICICI, Axis and SBI have recently come up fixe...

State Bank and HDFC Bank are leaders in this segment, but there are many choices for the discerning customer to choose from.

All the extra spending has meant there would be considerable financial strain and in some cases a considerable amount of debt.

Here is a list of lesser-known questions the banker would ask before issuing you the loan.