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Three questions to ask before taking a loanAs a customer, it is your duty to do your homework before you buy any financial product, especially a high interest personal loan product .
'Close' your credit card rows; 'settled' status a red flag for future lendersWhile the 2" x 3" piece of plastic in your wallet means convenience, if not used with care, they can be a recipe for financial disaster.
Planning to stand surety? Think before signing on the dotted lineClearly, given the grave implications of standing surety under the changed circumstances, be extra cautious while entering into such an agr...
How to stay on guard against online fraudsOnline credit card frauds have come into focus once again after some fraudsters targeted 60 bank customers in Mumbai a few days ago.
Smart tips to maximise gains on your credit cardUsing the cards on the basis of the benefits they offer and some smart tips can help individuals save money.
Banking guidelines in place to help differently abled individualsFor individuals with disabilities, the Reserve Bank of India and the Indian Banks Association have put in place guidelines for opening and ...
Switching to another lender may ease your home-loan burdenThere have been several instances where the banks have agreed to re-price the loan when the borrowers expressed their intention to shift to...
Students aspiring to study overseas may have to borrow more as rupee weakensA weak rupee means that Indian students paying fees in US currency will have to arrange for more rupee funds for the same amount of dollar ...
How net banking helps you save on time, effort and moneyNet banking also helps save money in other ways. For instance, if you have opted for the facility to pay bills online, you can skip the lat...
Ways to reduce your dependence on annual increment and prepare for a better oneWith some smart financial and career planning, you can reduce your dependence on the annual increment and prepare for a better one.
Forced to prepay gold loan? Here's what you can doHere's what you can do if you have been asked by your bank to prepay the entire gold loan immediately or increase the collateral.
RBI frowns on variation in interest rates on retailExisting home loan borrowers, who have to often endure the heartburn of seeing benefits of rate cuts being passed on only to new borrowers,...
Applying for loan? Know your credit score firstBorrowers think that having a clean repayment history alone can ensure a good credit score. Though there are many other influencing factors.