Financial planning is about knowing yourself.

Credit score is essential and defines the interest rate you pay. Still a large majority of consumers are unaware of their scores.

Even if you are not planning to take a loan, for which a credit report is mandatory, here is why you should avail of your free copy anyway.

Among the polled cities, Delhi and Bengaluru have better awareness with 25 per cent respondents being aware that a good credit score will h...

"All CICs shall put in place necessary systems to provide access to the above described free full credit report (FFCR) once, at any time, d...

The regulator observed that in many instances, charges for merchants were bundled and a composite fee was levied on merchants irrespective ...

Difference in methodology sometimes leads to major confusion, leaving borrowers puzzled as the same individual can be given different credi...

Earning a handsome salary or maintaining a good credit score doesn't guarantee home loan approval.

Errors in credit reports may lead to situations where your credit score takes a hit, and your loan and credit card applications are rejecte...

The NBFC is going to lend only against some form of guarantee such as gold, used cars, shares or even insurance policies.

Some of the bankers are stepping out of the regulated world of banking to challenge, even unsettle, businesses they, as bankers, had once h...

The need for good credit health may not seem very significant at first glance. Its importance usually surfaces when one needs loan.

Before applying for a home loan, make sure that your credit score is high. If it is not, find out how you can improve it.

Most borrowers are unaware about the fallout of defaulting on loan payments and presence of systems to rate their creditworthiness, says a ...

Tata AIG and credit health improvement company Credit Sudhaar has entered into a pact for providing 'Titanium' services

A credit score is a 3 digit number that shows numeric summary of your credit health and credit worthiness.

As per the statement, it will provide credit advisory services to those whose CIBIL score doesn't meet the lenders' credit criteria.