Credit card rewards are changing: Here's how travellers and reward seekers can maximise points and milesBanks increasingly reward engagement rather than ownership. Issuers want your premium card to become your preferred spending instrument, as...
27 Jul, 2026, 10.59 AM IST
NRI credit cards: Rewards and lounge access aren’t everything, what more NRIs should know before getting an Indian credit cardFor Non-Resident Indians (NRIs), an Indian credit card offers significant benefits beyond convenience, including building a crucial CIBIL s...
22 Jul, 2026, 02.30 PM IST
Credit cards lose ground as small-ticket personal loans gain traction: CIBILCredit cards now hold 38% of unsecured credit, down from 56% in 2016. Small personal loans under fifty thousand rupees have gained signific...
09 Jul, 2026, 12.54 AM IST
Credit cards are losing ground to small personal loans, TransUnion CIBIL data showsCredit cards are losing share in India's unsecured lending market as consumers increasingly opt for small-ticket personal loans and other c...
08 Jul, 2026, 01.14 PM IST
Manufacturing MSME credit growth slows to three-year low: ReportManufacturing MSMEs are experiencing the slowest credit growth in three years, raising concerns about lenders' strategies. Only 41% of regi...
03 Jul, 2026, 05.34 PM IST
Business loans to entrepreneurs grew faster than those to commercial entities over three yearsWhile overall credit performance remains stable, unsecured business loans to entities and smaller ticket-size loans show emerging risk pock...
03 Jul, 2026, 11.45 AM IST
Bandhan Bank CFO Rajeev Mantri resigns, to leave in SeptemberBandhan Bank's Chief Financial Officer, Rajeev Mantri, has resigned, citing career growth as his reason for departure. Mantri, who also ser...
29 Jun, 2026, 06.05 PM IST
Borrowers to get compensation for delay in correction of credit report by credit information companiesBorrowers had to run around to get their credit history corrected after they found any error in reporting. With RBI now enhancing the griev...
06 Apr, 2023, 04.55 PM IST
What is a CIBIL Score?A CIBIL Score is a consumer's credit score. It's a 3-digit number ranging between 300 and 900, which is a summary of a consumer's credit hi...
26 Oct, 2021, 10.14 AM IST
How to check CIBIL Score?The CIBIL Score ranges between 300 and 900. The closer a CIBIL Score is to 900, the higher are the chances of the consumer's credit card or...
27 Oct, 2020, 12.48 PM IST
Difference between Credit Score and CIBILThe CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the ot...
27 Oct, 2020, 12.38 PM IST
What is the difference between CIBIL Score and CIBIL Report?If you are keen to make your financial goals a reality, you should work towards a CIBIL Score of 750+ and a healthy CIBIL Report.
21 Oct, 2020, 02.13 PM IST
Key elements to look out for in the Cibil reportA credit score of more than 750 is typically considered to be a good score and is most likely to be eligible for sanction of a loan.
02 Apr, 2018, 06.30 AM IST
Wrong credit report haunting your loan application? Here's how you get it correctedErrors in credit reports may lead to situations where your credit score takes a hit, and your loan and credit card applications are rejecte...
29 Jul, 2016, 08.32 PM IST
How to improve your chances of getting a loan and credit cardYour CIBIL report and score help banks decide on your loan application. That is why you must check these parameters before applying for a l...
25 Apr, 2016, 01.19 PM IST
- Why you should keep track of your Cibil report card
What factors on your Cibil Credit Information Report (CIR) are the most critical to lender during the loan application process?
03 Feb, 2011, 05.57 AM IST
- Cibil gives info on a borrower's credit record
A Cibil credit report will include the name, date of birth and address of the borrower along with other details such as identification numb...
09 Dec, 2010, 07.06 AM IST