The program's objective is to empower MSMEs with knowledge on how to build a good credit history and CIBIL Rank to avail easier and faster ...

While the COVID-19 crisis impacted MSMEs across the board, the very small and micro enterprises were the ones to be affected the most, as t...

The report shows a significant surge in credit demand post unlocks after the first and second wave of the pandemic. Followed by the initial...

Although not back to the pre-COVID-19 levels seen in January and February 2020, inquiry volumes have started to recover from their troughs ...

According to a report by TU Cibil, default rates will move up most in personal loans and credit cards, while home loans and auto loans will...

"Asset quality will likely be impacted most for personal loans and credit cards with home loans and auto loans experiencing less of a shift...

LAP clocked a 33% increase in accounts till end-September 2018, while credit cards came in second with a 32% growth rate.

India tops the rank in the percentage of credit card holders that often make payments in excess of their minimum due on their revolving deb...

It said that about 92% of credit card holders often pay a greater amount than the minimum due, following its survey of 1,100 consumers acro...

Demand enquiries for consumer or retail loans went up 25% in January from a year ago.

After posting almost zero percent growth in November’16 ( year-on-year) demand or inquiries for consumer or retail loans went up to 25% in ...

To ensure that good customers are rewarded for their financial discipline, credit institutions and banks should try and adopt credit score-...

Research data based on CIBIL's data analysis indicates that 79% of loans and credit cards were approved for individuals who had a credit sc...

If the CIBIL report shows a "settled" or "written off" status, then it may get difficult for the individual to obtain a loan.

Kolkata had the highest percentage of borrowers (25%) over 45 years of age, with only 49% borrowers in the city falling in the under-35 cat...

Credit penetration in India has deepened considerably in the last seven years, with the share of first-time borrowers growing from 32% in 2...

""Currently CIBIL is not seeing any inching up in 30-60 day past due buckets in any retail asset category,"" the Prabhudas Lilladher (PL) r...