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CGFSEL
Credit cover for collateral-free education loans may be raised at inter-ministerial consultationsThe government is exploring increasing the credit guarantee cover for education loans. This move aims to allow banks to offer loans exceedi...- India plans next-gen reforms for regional rural banks to boost efficiency, tech adoptionThe government is poised to overhaul the Regional Rural Banks, spotlighting the importance of innovation and cooperation. This reform initi...
- 30 regional rural banks get education loan coverThis will help widen the availability of education loans for students. Around 30 regional rural banks (RRBs) will now have the credit shiel...
- Regional rural banks too may get cover for education loansUnder CGFSEL, default in education loan is covered if the loan limit is ₹7.5 lakh without any collateral security and third-party guarantee...
- How to get education loan without any collateralBanks generally ask for co-applicant details when you apply for a collateral free loan. Not only this, banks also ask for the income docume...
- Bank vs NBFC: Keep these factors in mind while taking an education loanAccording to Crif High Mark, an RBI-approved credit bureau, 90 percent of education loans taken are from public-sector banks by value and v...
- Costly education: Study loan size got bigger in FY18Loan disbursals climbed 9.25% in FY18 to touch a portfolio size of Rs 82,600 crore as of March 2018, said a report by credit bureau CRIF Hi...
- NPAs: SBI puts loans worth Rs 380 crore in defaultThe bank has invited offers from other lenders and asset reconstruction companies (entities that specialise in recovering bad loans) for a ...
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