Your Rs 30 lakh salary may mean nothing if you ignore this one number, says CA Nitin KaushikA high salary doesn't guarantee wealth; your savings rate is the true indicator of financial success. CA Nitin Kaushik emphasizes that if e...
21 Jun, 2026, 10.13 AM IST
CA says one look at your bank statement can reveal whether you're building wealth or just looking richChartered Accountant Nitin Kaushik suggests your bank statement reveals true financial priorities. He argues that where your money went las...
19 Jun, 2026, 08.15 AM IST
Think your gold jewellery is a safety net? A CA says you could lose lakhs when selling itIndian families often see gold jewellery as a financial safety net, but Chartered Accountant Nitin Kaushik warns this can be a costly misco...
18 Jun, 2026, 07.02 AM IST
Your SIPs won't save you if you're making these everyday money mistakes, warns CAChartered Accountant Nitin Kaushik argues that many individuals focus on investment returns while overlooking significant financial leaks. ...
16 Jun, 2026, 03.08 PM IST
One man spent Rs 18 lakh on coffee at a cafe and stayed broke. Another spent Rs 4.5 lakh only and ended up with Rs 47 lakhA Pune cafe owner's story highlights a powerful financial lesson. One customer spent heavily on expensive items, remaining broke. Another c...
13 Jun, 2026, 11.15 AM IST
Is Rs 1 crore really enough for retirement? CA calls it a ‘retirement trap’?A Rs 1 crore retirement corpus is a 'trap', not a milestone, warns Chartered Accountant Nitin Kaushik. With 6% inflation, its purchasing po...
13 Jun, 2026, 09.32 AM IST
Think Rs 5,000 SIPs will make you rich? CA says a crucial piece of the puzzle is missingWhile starting a SIP with small amounts is crucial for habit building, a chartered accountant highlights that increasing contributions over...
13 Jun, 2026, 07.16 AM IST
CA believes your monthly salary is one of the least important money numbers. Here's whyEarning a large salary does not automatically mean wealth. Chartered Accountant Nitin Kaushik explains that focusing on income alone is mis...
12 Jun, 2026, 07.24 AM IST
‘A spa day won’t save you...’: CA shares what real self-care in finance should look likeChartered accountant Nitin Kaushik redefines self-care. He argues true peace of mind comes from financial independence, not just spa days. ...
11 Jun, 2026, 12.23 PM IST
A Rs 10,000 SIP can turn into lakhs. CA shares a simple financial fix that can add Rs 10 lakh to your wealthChartered Accountant Nitin Kaushik warns against 'lifestyle creep,' where salary hikes are absorbed by increased spending, hindering wealth...
09 Jun, 2026, 09.28 AM IST
Two people earn Rs 40 lakh a year, but vastly different wealth. CA shares the hidden fact that separates wealthy from othersHigh salaries don't guarantee wealth; financial management is key. CA Nitin Kaushik highlights that individuals earning the same amount can...
08 Jun, 2026, 07.29 AM IST
German car, designer bag, luxury watch? CA says none of these prove you're actually rich. Here's what really mattersCA Nitin Kaushik challenges the notion that luxury goods signify wealth. He argues that visible status symbols like premium cars or designe...
07 Jun, 2026, 07.19 AM IST
'Cash flow is not optional': CA shares real estate lessons that can change how you think about moneyFinancial educator Nitin Kaushik emphasizes that real estate investing's core lessons lie in cash flow, discipline, and risk management, no...
07 Jun, 2026, 07.18 AM IST
Rs 2,000 SIP in your 20s can beat Rs 15,000 a month invested later? CA shares the biggest mistake young earners makeYoung earners often delay investing, believing large sums are needed. CA Nitin Kaushik highlights this delay destroys wealth potential. Eve...
04 Jun, 2026, 09.42 AM IST
Bigger paycheck, but same financial anxiety? CA explains the 'comfortable poverty' trapHigh earners often face 'comfortable poverty' despite salary hikes, as lifestyle inflation erodes financial security. Chartered accountant ...
03 Jun, 2026, 08.06 AM IST
Earning Rs 10 lakh a year and skipping Rs 150 gourmet coffee won't make you rich, warns CA and shares what will actually build wealthChartered Accountant Nitin Kaushik argues that focusing on small daily expense cuts distracts from the real wealth-building opportunity: in...
02 Jun, 2026, 09.18 AM IST
'High salary is a comfortable trap’: CA explains why a big paycheck may not make you financially secureA high salary does not equate to true wealth. Chartered Accountant Nitin Kaushik highlights that relying solely on a paycheck creates a 'co...
01 Jun, 2026, 07.52 AM IST