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CA NITIN KAUSHIK ADVICE
You can afford the Gurgaon EMI, but can you afford the life after it? CA warns homebuyers and asks them to re-thinkCA Nitin Kaushik has warned Gurgaon homebuyers to look beyond the EMI when deciding whether they can afford a house. He said the real cost ...- 'If there is nothing worthwhile, just sit!': Sadhguru's advice to the next generation, urges them to focus on perceptionSadhguru launched his new photography book, Disappearing Faces, documenting life in Nepal and Tibet. The book captures faces shaped by a li...
- Got an increment? Your extra Rs 25,000 could easily disappear without you noticing. CA suggests what to do first as soon as your salary gets creditedA salary hike can quickly disappear into higher EMIs, credit card spending, BNPL purchases and lifestyle upgrades. CA Nitin Kaushik advises...
- Income tax dept has identified suspicious entities that sent money abroad, launches verification drive; Know what to doBased on ground intelligence and analysis of data, Income tax dept Income tax dept has identified suspicious entities who sent money abroad...
- Married couples, stop keeping all your money in one account: Bengaluru CA suggests 4-account systemBengaluru CA Meenal Goel suggests married couples divide their income into four accounts instead of keeping everything in one. Her framewor...
- CA challenges ‘buy your home early’ advice: Why your 30s should focus on wealth buildingCA Nitin Kaushik challenges the advice to buy a home early, arguing that ages 25 to 40 should prioritise asset accumulation. He recommends ...
- "Rescue will continue till end": Uttarakhand Minister Kaushik on Chamoli tunnel incident as search for 2 workers continuesRescue teams continue searching for two missing workers after a tunnel accident. One of three missing workers was found deceased, bringing ...
- No emergency fund? CA explains why your first Rs 1 lakh can be more valuable than higher returnsCA Nitin Kaushik says the first Rs 1 lakh in an emergency fund can offer more financial security than chasing higher returns. He warns that...
- Women may be better investors than men. So why do they retire with less wealth? CA Nitin Kaushik explainsCA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less wealth. He attributed this to lowe...
- Will the 70-20-10 budgeting rule keep you stuck in the middle class? CA Nitin Kaushik shares his blunt wealth-building adviceCA Nitin Kaushik argues that blindly following the 70-20-10 budgeting rule could keep young Indians “stuck in the middle class.” He says hi...
- CA warns how 'no-cost EMIs' is keeping Indian middle class broke: ‘If you have to borrow for 36 months, you cannot afford it’CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encouraging lifestyle upgrades through d...
- Indian middle class going 'broke' due to common spending trap: CA warns about financial habit that drains even future wealthThe Indian middle class may be facing a financial problem that is easy to miss while incomes and spending continue to rise. A CA has now po...
- ‘You aren’t building wealth’: CA Nitin Kaushik’s blunt warning about salary hikes and lifestyle upgradesCA Nitin Kaushik warns that spending every salary hike on lifestyle upgrades can keep savings stuck. He points out that young professionals...
- Billionaires ask this before making big decisions: CA Nitin Kaushik reveals the mindset behind their wealth and what they focus onCA Nitin Kaushik says billionaires build wealth by protecting the downside before chasing profits. Their decision-making framework separate...
- Think a Rs 50,000 EMI is better than Rs 35,000 rent? CA explains the home loan trap many ignoreCA Nitin Kaushik warns that comparing a Rs 50,000 EMI with Rs 35,000 rent can hide the true cost of homeownership. A 20-year loan may cost ...
- Earn more, spend more, stay broke: CA warns against the comfortable poverty of high-income earnersCA Nitin Kaushik warns that a higher salary does not automatically create wealth. He argues that lifestyle inflation, social media comparis...
- Lavish wedding, Rs 15 lakh loan and zero savings: CA warns about a financial trap his friend will face for 5 yearsCA Nitin Kaushik highlighted the financial risks of funding a lavish wedding with debt after a close friend took a Rs 15 lakh loan despite ...
- Earning Rs 20 lakh to Rs 30 lakh in Bengaluru or Gurgaon? CA warns why your savings still look small and shares the wealth-building formulaCA Nitin Kaushik warns that earning Rs 20 lakh to Rs 30 lakh in Bengaluru or Gurgaon does not guarantee strong savings. He says lifestyle i...
- CA says Rs 8 crore won't make you financially free if you lack this one thingCA Nitin Kaushik says having Rs 8 crore in real estate and EPF does not guarantee financial freedom if you lack liquid cash. Sharing his vi...
- Your salary isn't wealth. It's just survival until your money starts earning for you, says CACA Nitin Kaushik says a salary alone does not create wealth. In a post on X, he explained that spending most of your income on lifestyle ex...
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