Rate cuts coming? Park your money in longer duration debt funds: Arnav PandyaFor long-term investments, consider investing in longer duration debt funds and long duration bond funds. Fixed deposits can be a good opti...
15 Feb, 2024, 09.45 AM IST
How many times can you do partial withdrawal from NPS & what are the rules? Arnav Pandya explainsArnav Pandya says: "The circular does not specify that the same reason cannot be used for partial withdrawal multiple times. However, it is...
08 Feb, 2024, 09.56 AM IST
ULIPs and NPS: What are the tax benefits you can expect? Arnav Pandya explainsArnav Pandya says: "If you are just looking at the tax benefit, you do consider one thing that it is very likely that the amount which you ...
10 Jan, 2024, 04.00 PM IST
Arnav Pandya on NPS, equity exposure, retirement planning & more"Typically, every retirement portfolio should have a slightly stable element within it and hence a debt exposure to the retirement portfoli...
23 Aug, 2023, 04.01 PM IST
What changes should you do to your investment portfolio post retirement? Arnav Pandya answersSo let us now look at what is the main requirement of a person who has retired. One is a regular cash flow, which comes in which meets the ...
04 Aug, 2023, 04.00 PM IST
How will credit card portability impact current credit card users? Arnav Pandya answersSpecifically, it is a deterrent for new entrants because the existing players, if you look at it, Visa, MasterCard, these are all global pl...
19 Jul, 2023, 04.00 PM IST
Why are AMCs stopping lump sum investments in small cap funds? Arnav Pandya explainsThere are different factors which different AMCs might look at while they are deciding on whether they want to stop the lump sum investment...
10 Jul, 2023, 04.01 PM IST
Why are multi-caps rallying? Arnav Pandya explainsSo, in a way, the very basis of the type of fund that this is, it gives you an exposure across the entire market, that is one of the main r...
30 Jun, 2023, 04.11 PM IST
How should investors place their bets on debt side of investment? Arnav Pandya explainsSome of the corporate results have been good. So, it looks as if that everything is well in the market. Maybe a couple of weeks later, you ...
29 May, 2023, 04.00 PM IST
What kind of complaints come against MFs or AMCs? Arnav Pandya answersNow, see, it is even easier to track these amounts. For example, I mean, mutual funds themselves put out details of which amounts are lying...
15 May, 2023, 04.01 PM IST
How can investors claim their money from mutual fundsIt means two things; first is that if an investor has opted for a dividend payout plan, then whenever the mutual fund declares a dividend, ...
15 May, 2023, 04.01 PM IST
Retail investors have re-imposed their faith on equity mutual funds: Arnav PandyaWhenever we look at this data, I think we need to look at it in the proper perspective on an overall basis because just picking one item ou...
14 Apr, 2023, 03.54 PM IST
There's room for debt MFs in your portfolio; plan effectively: Arnav PandyaThe recent changes to the taxation of debt mutual funds in India could discourage long-term investment, says Arnav Pandya, founder of Money...
27 Mar, 2023, 09.28 AM IST
What are target maturity funds and constant maturity funds? Arnav Pandya explainsA constant maturity fund, unlike a target maturity fund is most likely an open-ended fund. So, there is no end period for this. It can, in ...
13 Mar, 2023, 09.24 AM IST
Can you use FDs to repay your loans? Arnav Pandya explains“Repaying in the earlier part of a loan makes more sense. It is more saving in terms of the interest that you will have to pay over the lif...
27 Feb, 2023, 09.35 AM IST
Incentives not enough to switch to new tax regime: Arnav PandyaSo there is a benefit even for those below 7 lakh in the new regime but one should not take this 7 lakh as a sacrosanct figure but that on ...
03 Feb, 2023, 10.15 AM IST
Arnav Pandya on pension, PF and retirement portfolio“Remember very clearly that the employee does not contribute to the pension part, only the employer does and the entire part of the employe...
18 Nov, 2022, 10.14 AM IST