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ABHISHEK WALIA
'I do not take risks', his client told him. CA shares the quiet danger behind playing safePlaying it safe financially can have hidden costs. CA Abhishek Walia highlights how a client's focus on low-risk investments led to stalled...
Multiple accounts and policies, but no clarity? Why 'nothing is broken' is the biggest lie in financeA chartered accountant's client interaction revealed how seemingly organized multiple bank accounts and investments can become a financial ...
CA shares uncomfortable money truth: Overconfidence after just 5 good years of investing can lead to the biggest financial mistakesA short window of financial success can breed overconfidence, leading many to make risky decisions. CA Abhishek Walia observes that this fa...
CA says only 3 decisions decide 90% of your money life. Most people miss all three. What are those?Financial expert Abhishek Walia reveals wealth building is about three key yearly choices. Markets fall, income rises, and tempting trends ...
Saving money does not mean wealth. CA shares how to make your money work for youSaving more money does not automatically lead to wealth. CA Abhishek Walia, founder of Zactor Money, explains that purpose-driven finances ...
CA warns why 'cleaning up later' is an expensive lie in personal finance. What can you do instead?Many people postpone financial matters believing they will address them later. This delay, termed decision debt by CA Abhishek Walia, quiet...
Cash is not an asset and will not make you rich, but it can buy you time and clarity, says CAA new year prompts a look at money habits. Some experts now suggest cash buffers offer more than just investment returns. CA Abhishek Walia...
Can being too good with money early in life cost you more? CA explains whyYoung earners can miss growth opportunities by being too cautious. CA Abhishek Walia advises against solely focusing on stability. Early mo...
Think you are financially secure? CA shares one test to reveal money danger and what really mattersCA Abhishek Walia, founder of Zactor Money, presents a simple financial stress test. He states that if you cannot cut 20 percent of your ex...
How Rs 50,000 monthly expenses silently rise to Rs 2.87 lakh: CA shares the shocking math behind thisA modest retirement fund may not be enough for a comfortable life. CA Abhishek Walia reveals how inflation can drastically increase future ...
Your biggest money regret is costing you more than you think. CA explains how to fix it ASAPFinancial expert CA Abhishek Walia highlighted common regrets stemming from delayed financial decisions, such as not investing early or tak...
Parents, rent, responsibilities: CA says 50-30-20 savings rule does not work in India. Instead suggests a tweak for middle-classA new financial rule is gaining traction among young Indians. CA Abhishek Walia suggests the 20-30-40-10 breakdown is more practical than t...
CA warns: One money mistake most people make that leads to their worst financial decisionsMany people believe financial problems arise from a lack of knowledge. However, CA Abhishek Walia highlights a different trap: copying othe...
'Don't buy a house when you can afford EMI, buy when you can..." CA decodes maths behind buying vs renting a houseA CA's viral post questions the rush to buy homes in India. Abhishek Walia suggests affordability is mistaken for readiness. Renting offers...
Most Indians lose money thinking they're saving: CA Abhishek Walia advices 3-step strategy to build real wealthMany Indians believe that saving a portion of their income is enough to secure their financial future. However, Chartered Accountant Abhish...
From Rs 60K to just Rs 48,500: New joiner shocked to learn the truth about her payslip, shares CANew employees often face a shock when their take-home salary is less than expected. This happens because Cost to Company includes deduction...
Before you celebrate your CTC at new job, wait. IIM graduate-cum-CA warns about hidden salary trapsMany Indian professionals, especially freshers, often misinterpret their CTC as their actual take-home salary, leading to financial misplan...