Bank holiday tomorrow, October 29: Are banks closed for Karwa Chauth? Check city-wise details

Banks in India will not remain closed nationwide on Thursday, October 29, on the occasion of Karwa Chauth. According to the Reserve Bank of India’s (RBI) holiday calendar, bank branches in Shimla, Himachal Pradesh, will remain closed for the festival, while branches in other cities are not scheduled to shut on this account. Customers planning a bank visit should check the holiday status applicable to their location before heading out.

Will banks remain closed across India on October 29?

No. The October 29 bank holiday for Karwa Chauth is regional and applies to Shimla. Bank branches in cities such as Delhi, Mumbai, Bengaluru and other parts of the country are not scheduled to close for the festival, according to the published holiday calendar.

The holiday schedule applies to branches of banks such as the State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank (PNB), Canara Bank and Bank of Baroda according to their local holiday calendars. Customers should confirm the status of their specific branch if they have an important transaction to complete.

Which banking services will be available on the holiday?

Even where bank branches are closed, customers can generally access several digital banking services. Mobile banking, internet banking and UPI can be used for balance checks, fund transfers and digital payments. ATMs are also generally available for cash withdrawals, although cash availability and individual services may vary.

Some transactions that require a physical branch visit or depend on bank processing and clearing schedules could be delayed. Customers with urgent work should plan accordingly.

What should customers do before visiting a bank?

Anyone planning to deposit cash, submit documents, handle a cheque or complete another branch-dependent transaction should check the bank’s holiday schedule and branch timings in advance.

Banks also observe regular weekly holidays on Sundays and the second and fourth Saturdays of each month. Checking the RBI’s holiday calendar or the bank’s official website can help customers avoid an unnecessary trip.