When Freecharge's Kunal Shah had to choose between a new house and a new venture

Meanwhile, Freecharge's Kunal Shah had a confession to make at the Smash Up forum — that he was a horrible employee who just wouldn't follow instructions. Despite the bleak picture that Shah painted, he let slip that it was his boss who ended up becoming his co-founder at Freecharge. Shah explained that he was working as an entrepreneur within the company already, taking decisions and launching new business lines.

However, what led him to chuck his employee status and start his own venture was paying off his home loan. Shah then contemplated investing in another house. "I was thinking whether I wanted to go for a bigger house or jump into entrepreneurship. If I had taken another EMI (home loan), it would have gone on for eight to 10 years," said Shah, "So, I thought instead of a house, (to) do entrepreneurship. I was 28-29. I think I should have started early." It's never too late to start.