EPF interest at 8.25% credited yet? Check your PF balance in these 3 easy ways

The EPFO has started crediting 8.25% interest for FY 2025-26 to subscribers' PF accounts, and many members have already received SMS alerts confirming the credit. However, the interest is credited in phases, so it may take some time before it reflects in every member's account. If you haven't received an SMS yet, you can verify the credit through official EPFO channels.

The 8.25% EPF interest for FY 2025-26 has been credited from July 15, 2026 onwards. Since the EPFO processes interest payments in batches, some members may see the updated balance later than others. If the interest hasn't appeared yet, it should reflect in your account shortly.

Visit the EPFO Unified Member Portal, go to Member Passbook, and log in using your UAN and password. Your passbook will display the opening and closing balances, employee and employer contributions, PF transfers and the interest credited to your EPF account.

UAN-registered members can give a missed call to 011-22901406 from their registered mobile numbers. The service is free. Ensure that your Aadhaar, PAN and bank account are linked with your UAN to receive your PF balance details.

Send an SMS in the format EPFOHO UAN ENG to 7738299899 from your UAN-registered mobile number. Replace ENG with the first three letters of your preferred language (for example, MAR for Marathi). The reply will include your latest PF contribution and current balance. Your UAN should be linked with your Aadhaar, PAN and bank account.

No. Under Paragraph 60 of the EPF Scheme, 1952, interest is calculated on the monthly running balance, even if it is credited later. Therefore, members do not lose any interest because of a delay in the credit process.