| Name of the Card | Features | Rewards/ Discounts/Cashback | Additional Condition |
|---|
| HSBC Cashback Credit Card | Ultimate Rewards
Zero Joining Fee
Zero liability for lost cards
Insurance benefits | Unlimited cashback on all your transactions
Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends
Annual membership fees INR750 will be reversed if your total annual spend exceeds INR100,000
3 complimentary airport lounge access at domestic and international lounges or 3 meal-vouchers* | For General, lounge access, ecommerce
Applicants annual income must be at least INR400,000 per annum (For For Salaried individuals) |
| HSBC VISA Platinum Credit Card | Nil joining and annual fees
Zero liability for lost cards
Insurance benefits | Introductory benefits up to INR6,350 with 3 complimentary airport lounge access at domestic and international lounges or 3 AirDine (meal)vouchers
Air miles conversion on InterMiles, British Airways and Singapore Airlines
5-times (5X) rewards on subsequent purchases made after crossing spend amount of INR400,000 with a max 15,000 accelerated reward points in an anniversary year
Up to INR3,000 annual savings on fuel surcharge | For Fuel, travel, lounge access,general
Applicants annual income must be at least INR400,000 per annum (For For Salaried individuals) |
| HSBC Smart Value Credit Card | Nil joining and annual fees
Ultimate rewards | Amazon voucher (worth INR500)
Swiggy voucher (worth INR250)
3 complimentary airport lounge access at domestic and international lounges or 3 meal-vouchers*
3X rewards on online, dining and telecom categories
Up to INR3,000 annual savings on fuel surcharge
10% cashback of up to INR1,000 | For Ecommerce, General, Fine Dine in, Fuel, Lounge access
Dynamic Finance Charge interest rates starting from 3.49% p.m., going down to 1.99% p.m. based on credit history and repayment behavior |
