What are travel cards and how do they make foreign travel hassle-free?
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What is a travel card?
A travel card (or forex card) is a prepaid card loaded with foreign currency. It's a safer, cheaper alternative to carrying cash abroad.
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Who can issue travel cards?
Banks and RBI-authorized forex dealers offer travel cards. You can choose single-currency or multi-currency options depending on your travel plans.
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How to get a travel card
Apply online or at a bank with your passport, visa, air ticket, and PAN card. The card is usually issued on the spot and ready to use.
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Benefits of a travel card
You avoid foreign transaction charges and currency conversion fees common with regular debit or credit cards. Additionally, travel cards are more secure than cash.
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Where can you use travel cards?
Travel cards work like debit cards for shopping and ATM withdrawals abroad. They're accepted at most international outlets and ATMs.
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Important points to note
Be mindful of reloading charges, ATM fees, and expiry dates. Always check exchange rates before topping up your card.
(Text : ET Wealth edition May 26, 2025 - Jun 1, 2025)
(Text : ET Wealth edition May 26, 2025 - Jun 1, 2025)