SBI Card MILES credit cards with three variants launched: 7 must-know features like annual fees, airport lounge access, rewards, miles

SBI Card has launched three variants of its first travel-focused core credit card, ‘SBI Card MILES’ with curated travel benefits. The three variants, SBI Card MILES ELITE, SBI Card MILES PRIME, and SBI Card MILES.

• Cardholders can earn up to 6 Travel Credits on every INR 200 travel spend
• Up to 2 Travel Credits on spending Rs 200 on other categories.
• One can convert these Travel Credits into Air Miles/Hotel Points of respective partners or directly use them to book air tickets and hotel accommodations by visiting SBI Card mobile app or website https://www.sbicard.com/.
• Alternatively, one can redeem them on SBI Card’s Rewards Catalogue as well.

Also read: Credit cards with all-round benefits can help maximise savings: Top cards of HDFC Bank, Axis Bank, SBI Card, IDFC FIRST Bank
Also read: Top credit cards with airport lounge access
Also read: Top credit cards for international travel: Interest-free cash withdrawal, complimentary airport lounge access

Key highlights of SBI Card MILES Cards:

Key Benefits	SBI Card MILES ELITE	SBI Card MILES PRIME	SBI Card MILES
Rewards Benefits	Travel Credits Redemption
	Seamless Travel Credits conversion to Air Miles and Hotel Points across 15+ airlines and hotel partners
	Alternatively, book flight & hotel tickets on our exclusive travel aggregator.
	Accelerated Travel Credits
	6 Travel Credits per INR 200 on every travel spend	4 Travel Credits per INR 200 on every travel spend	2 Travel Credits per INR 200 on every travel spend
	2 Travel Credit per INR 200 on other spends	2 Travel Credit per INR 200 on other spends	1 Travel Credit per INR 200 on other spends
Welcome Benefit	Bonus Travel Credits
	5000 Travel Credits upon reaching spends of INR 1 lakh in 60 days of enrollment.	3000 Travel Credits upon reaching spends of INR 60,000 in 60 days of enrollment.	1500 Travel Credits upon reaching spends of INR 30,000 in 60 days of enrollment.
Milestone Benefits	Annual Spends Milestone Benefit
	20,000 Travel Credits on reaching spends milestone of INR 12 lakh	10,000 Travel Credits on reaching spends milestone of INR 8 lakh	5,000 Travel Credits on reaching spends milestone of INR 5 lakh
	Spends-based Fee Reversal
	Annual fee reversal upon reaching the spends milestone of INR 15 lakh	Annual fee reversal upon reaching the spends milestone of INR 10 lakh	Annual fee reversal upon reaching the spends milestone of INR 6 lakh
Airport Lounge Benefits	Complimentary Lounge Access
	8 domestic airport lounge access in a year	8 domestic airport lounge access in a year	4 domestic airport lounge access in a year (1 visit every quarter)
	(2 visits every quarter)	(2 visits every quarter)
	6 international airport lounges in a calendar year	4 international airport lounges in a calendar year	NA
	Additional Domestic lounges access based on spends
	Earn 1 gift voucher for lounge access with every INR 1 lakh cumulative spends with capping of 15 visits in a year.	Earn 1 gift voucher for lounge access with every INR 1 lakh cumulative spends with capping of 12 visits in a year.	Earn 1 gift voucher for lounge access with every INR 1 lakh cumulative spends with capping of 8 visits in a year.
			Gift voucher can be used by the cardholder or guest.
	Gift voucher can be used by the cardholder or guest.	Gift voucher can be used by the cardholder or guest.
Forex Mark-Up	1.99%	2.50%	3.00%
Insurance Cover	Up to 6 cancellations per year, each limited to INR 3,500	Up to 6 cancellations per year, each limited to INR 3,500	NA
	Lost card liability cover of up to INR 1 lakh	Lost card liability cover of up to INR 1 lakh
	Air Accident Cover of up to INR 1 crore	Air Accident cover of up to INR 1 crore
	Loss of check in baggage cover of up to INR 72,000	Loss of check in baggage cover of up to INR 72,000
	Delay of check in baggage cover of up to INR 7,500	Delay of check in baggage cover of up to INR 7,500
	Loss of travel documents cover of up to INR 12,500	Loss of travel documents up to Rs 12,500
	Baggage Damage cover of up to INR 5000	Baggage Damage cover of up to INR 5000
Fuel Surcharge Waiver	1% up to INR 500	1% up to INR 250	1% up to INR 250
	in a month	in a month	in a month

Source: SBI Card