HDFC Regalia Gold credit card new rules from May 15, 2026: Updated reward points, DCC fee and travel perk rules

HDFC Bank has announced several updates to its Regalia Gold credit card reward structure and travel benefits. The revised rules will come into effect on May 15, 2026.

For Regalia Gold credit card customers, HDFC Bank allows any two complimentary benefits on the upload of their boarding pass in a calendar quarter.

Travel Edge Program is a complimentary service offered to HDFC Bank Regalia Gold credit card customers.
The complimentary services are-
*Complimentary spa at participating wellness centres
*Complimentary airport transfers via Uber
*Complimentary buffet at participating hotel/restaurants
*Complimentary room upgrades at participating hotels

For customers earning Rs 4 reward points on every Rs 150 spent in any of the qualifying categories, from May 15, 2026, their card will accrue base reward points of 5 reward points for every Rs 200 spends across eligible categories.

The DCC markup will be revised to 1.75% on each international transaction carried out in Indian currency (Rs) at an international location, or transactions carried out in rupees with merchants located in India but registered in a foreign nation.

HDFC Bank Regalia Gold credit card’s re-issuance fee covering secure processing, monitored dispatch and handling will be Rs 199 in the event of a lost, stolen or damaged card.

Boarding Edge Program is a new addition to the product features of HDFC Bank Regalia Gold credit card where customers get access to a host of benefits by simply uploading their boarding pass.

Customers can access Boarding Edge Program through the Regalia Gold SmartBuy portal. Login to SmartBuy >Regalia Gold Benefits > Upload Boarding Pass > Avail Benefits