5 must-have apps to manage your finances better

Spend recklessly every month and then wonder where it all went at the end? Don't worry, we've got you covered. Here are 5 apps that will help you organize your finances and manage your budget better.

Smart Spends
Smart Spends is your one stop destination for managing all your personal finances. It comes with an expense manager that automatically aggregates all your transactions and then files them into categories. Other tools include an investment tracker and a bills calendar. Along with this, the app serves you personalized offers and discounts on every purchase.

(Disclaimer: Smart Spends is a product of Times Internet Ltd, which is also the parent company of TOI Online)

Chillr
Chillr is an easy-to-app that takes care of your mobile banking and utility payment needs. The app lets you transfer money, recharge accounts and track expenses. It even lets you remind your friends to pay up the money they owe you. The app can be used to split bills in a group as well as generate monthly transaction summaries and statements. The instant payment option lets you make payments to stores by scanning QR codes.

Money Manager Expense & Budget
This app manages your personal finances using the accounting methods of double-entry book keeping. It automatically deposits money into your account as soon as your income is input and draws money from it as soon as you input the expense. It can also generate spending reports and review daily, weekly and monthly financial data to manage your assets better.

Financial Monitor Bookkeeping
If you want to manage a joint budget with family members and synchronize data between devices, this app can come in really handy. It also gives you the option to control and restrict the access of data by PIN code or unlock pattern. The app comes with a simple interface and also lets you to plan future operations.

Easy Currency Converter
If you travel a lot, a currency converter app is a must-have. Easy Currency Converter is one such app, and it can convert between currencies even in offline-mode. The app provides live exchange rates and is capable of converting multiple currencies at once.