These 5 tips from NPCI can prevent digital payment fraud when shopping during Diwali, Dhanteras
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Safe shopping
Due to the festive shopping frenzy, many consumers frequently forget to follow basic safety precautions, which can lead to both financial loss and psychological suffering. The National Payments Corporation of India (NPCI) provides a list of essential tips to make the holiday shopping season safer and more enjoyable for consumers.
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Platform's credibility
Discounts and eye-catching offerings could encourage impulsive purchases. You can frequently overlook the platform's credibility in your haste to use them. Make sure you thoroughly investigate unknown vendors and dubious companies.
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Personal information
Avoid providing unnecessary personal information when signing up for offers as this raises the possibility of data theft.
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Insecure network
Avoid making transactions over insecure networks, such open Wi-Fi in shopping centers, as this exposes your credit card information to hackers.
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Fake delivery notifications
Customers are more likely to fall victim to phishing schemes over the holiday season because they buy more frequently and tend to forget what they have ordered. To prevent bogus delivery notifications, always double-check payment links before clicking on them.
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Default passwords
Avoid using basic or default passwords on your accounts, as this makes you an easy target for hackers. Create strong, unique passwords for each account to increase security.