SBI Jeevan Pramaan submission process: Different ways how SBI pensioner account holders can submit life certificate

Pensioners receiving their monthly pension through State Bank of India (SBI) can submit their life certificate either in physical form or digitally using different modes. However, in October 2026, only senior citizen pensioners aged 80 years and above can submit their life certificate. Other pensioners can submit their life certificate from November 1 and November 30 to continue receiving their pensions.

Jeevan Pramaan uses the Aadhaar platform for biometric authentication of the pensioner.

A successful authentication generates the Digital Life Certificate (DLC) which gets stored in the life certificate repository. Pension Disbursing Agencies (PDAs) can access the certificate online.


Here are the different ways pensioners can submit their life certificate in an SBI branch.

1. How to submit a life certificate at any SBI branch

Pensioners can visit any SBI branch to submit their life certificate physically or complete the process digitally.

Those opting for the physical method can submit their life certificate in the prescribed format. The physical form is available on the SBI website.

Pensioners can also make digital submissions at any SBI branch. Here’s how you can do it-

Pensioners should provide Aadhaar, mobile number, Pension Payment Order (PPO) and account number

Then give biometrics (fingerprints)

After successful Aadhaar-based biometric authentication, Jeevan Pramaan would be generated, along with a unique id known as the Pramaan Id as an acknowledgement.

The pensioner must next submit their fingerprints for Aadhaar-based biometric authentication. When the authentication is successful, Jeevan Pramaan generates a Digital Life Certificate with a unique acknowledgement number known as the Pramaan ID, as per the SBI website.

2. How to submit a life certificate online through Jeevan Pramaan

Pensioners can also generate their digital life certificate through the official Jeevan Pramaan portal, using the prescribed digital process.

How to generate a digital life certificate through the UMANG app

Pensioners can use the UMANG app on their mobile phones to access Jeevan Pramaan services

Search Jeevan Pramaan on the UMANG app

Click on Generate Life Certificate.

Download the Aadhaar Face RD service

Fill in your PPO number, pension details and authenticate using Aadhaar

Complete the face authentication and your request will be sent to the disbursal authority

Submit a life certificate at a CSC or Aadhaar Seva Kendra

Another option is to visit the nearest Common Service Centre (CSC) or Aadhaar Seva Kendra to complete the digital life certificate process. Here’s how they can do it-

Pensioners can visit the nearest CSC or Aadhaar Seva Kendra

Provide details such as Aadhaar number, mobile number, Pension Payment Order (PPO) number, account number and the name of pension sanctioning authority

Then provide biometrics (fingerprint)

On successful Aadhaar-based biometric authentication, Jeevan Pramaan will be generated with a unique id called Pramaan Id as an acknowledgement

What is Jeevan Pramaan?

Digital Life Certificate for pensioners scheme of the Government of India known as Jeevan Pramaan. Jeevan Pramaan is a biometric-enabled digital service for pensioners. Pensioners of the central government, state government or any other government organisation can take benefit of this facility.