Saturday bank holiday today: Are banks open or closed today on January 31, 2026?

Many individuals keep their bank related work for Saturday; such individuals should note that banks are closed on the second and fourth Saturday of the month. However, confusion still persists if the banks are open or closed on the fifth Saturday of the month.

Banks are closed across India on national holidays in 2026: Republic Day (26 January), Independence Day (15 August), and Gandhi Jayanti (2 October).

Are banks open or closed today?

Banks are open today across India, as per the Reserve Bank of India (RBI) holiday calendar. As per the RBI’s rules, banks are open on the first, third and fifth (in some cases) Saturdays of the month, unless specified as a holiday in the RBI holiday calendar.


Also read: Bank bodies set to join nationwide strike on February 12, 2026: Why they are supporting trade unions opposing Labour Laws

Major holidays in January 2026

Banks will be closed depending on the state for occasions such as New Year’s Day/Gaan-Ngai, Mannam Jayanthi, birthday of Hazrat Ali, birthday of Swami Vivekananda, Makar Sankranti/Magh Bihu, Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti, Thiruvalluvar Day, Uzhavar Thirunal, birthday of Netaji Subhas Chandra Bose/Saraswati Puja, Vir Surendrasai Jayanti/Basanta Panchami, Republic Day.

Digital Banking

Bank operations cannot be conducted on these specified holidays, and no physical banking services are available. However, bank customers can use Internet banking, SMS banking, and WhatsApp banking services for financial and non-financial transactions.

State-wise bank holiday in January 2026

Jan-26	1	2	3	12	14	15	16	17	23	26
Agartala									•	•
Ahmedabad					•					•
Aizawl	•	•								•
Belapur						•				•
Bengaluru						•				•
Bhopal										•
Bhubaneswar					•				•	•
Chandigarh										•
Chennai	•					•	•	•		•
Dehradun										•
Gangtok	•					•				•
Guwahati					•					•
Hyderabad						•				•
Imphal	•									•
Itanagar	•				•					•
Jaipur										•
Jammu										•
Kanpur			•			•				•
Kochi		•								•
Kohima	•									•
Kolkata	•			•					•	•
Lucknow			•			•				•
Mumbai						•				•
Nagpur						•				•
New Delhi										•
Panaji										•
Patna										•
Raipur										•
Ranchi										•
Shillong	•									•
Shimla										•
Srinagar										•
Thiruvananthapuram		•								•
Vijayawada						•	•			•

Holiday Description	Day
New Year’s Day/Gaan-Ngai	1
New Year Celebration/Mannam Jayanthi	2
Birthday of Hazrat Ali	3
Birth Day of Swami Vivekananda	12
Makar Sankranti/Magh Bihu	14
Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti/Election to Municipal Corporations in Maharashtra	15
Thiruvalluvar Day/Kanuma	16
Uzhavar Thirunal	17
Birthday of Netaji Subhas Chandra Bose/Saraswati Puja (Shree Panchami)/Vir Surendrasai Jayanti/Basanta Panchami	23
Republic Day	26

Source- RBI