Saturday bank holiday: Are banks open or closed today on July 4, 2026?

Due to their hectic work schedules, many people postpone their bank-related tasks until Saturday in order to visit the bank branch and complete transactions. However, it is often challenging to tell if this Saturday is a working day or the bank is closed. Bank holidays in India vary from one region to another. They differ from one state to the next and are often influenced by local festivities, religious events, and regional festivals.

Are banks open or closed today on July 4, 2026?

Banks are open today on July 4, 2026, as it is the first Saturday of the month. Banks in India are closed on all Sundays, as well as the second and fourth Saturdays of every month, while they remain operational on the first, third, and fifth Saturdays of the month, unless specified as a holiday in the Reserve Bank of India (RBI) calendar.

Are branch visits still needed in an era of digital banking?

Though net banking and mobile apps have made it simpler to carry out most banking operations, including fund transfers, checking account balances, bill payments, and even loan applications, there are still a number of crucial services that call for a physical bank visit. Know Your Customer (KYC) update (in some cases), cash withdrawals or deposits, locker access, dispute resolution for unsuccessful transactions, and joint account and account closure processes are a few examples.

Bank holidays in July 2026: State-wise list

Jul-26	6	9	16	17	18	22
Agartala						•
Ahmedabad
Aizawl	•
Belapur
Bengaluru
Bhopal
Bhubaneswar			•
Chandigarh
Chennai
Dehradun			•
Gangtok					•
Guwahati
Hyderabad
Imphal			•
Itanagar
Jaipur
Jammu
Kanpur
Kochi
Kohima
Kolkata	•
Lucknow
Mumbai
Nagpur
New Delhi
Panaji
Patna
Raipur
Ranchi
Shillong		•		•
Shimla
Srinagar
Thiruvananthapuram
Vijayawada

Holiday Description	July dates
MHIP Day/Birth Anniversary of Dr. Syama Prasad Mookerjee	6
Beh Deinkhlam	9
Ratha Yatra/Kang (Rathajatra)/Harela	16
Death Anniversary of U Tirot Singh	17
Drukpa Tshe-zi	18
Kharchi Puja	22

Source- RBI website as on July 3, 2026