Saturday bank holiday: Are banks open or closed today on January 3, 2026?

Banks in India remain closed on both national and regional holidays, which vary depending on the state. Many customers defer their banking tasks to Saturdays, but it is important to note that banks observe holidays on select Saturdays, along with Sundays.

Are banks open or closed today on January 3, 2026?

Banks will be closed only in Uttar Pradesh to celebrate the birthday of Hazrat Ali. Banks in other states will be open today on January 3, 2026 as it is the first Saturday of the month. Banks in India are open on the first, third, and fifth Saturdays of the month (if applicable) and closed on the second and fourth Saturdays unless specified as a holiday in the RBI calendar.

Major holiday occasions in January 2026

Banks will be closed depending on the state for occasions such as New Year’s Day/Gaan-Ngai, Mannam Jayanthi, birthday of Hazrat Ali, birthday of Swami Vivekananda, Makar Sankranti/Magh Bihu, Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti, Thiruvalluvar Day, Uzhavar Thirunal, birthday of Netaji Subhas Chandra Bose/Saraswati Puja, Vir Surendrasai Jayanti/Basanta Panchami and Republic Day.


Banks in January 2026 will observe holidays for various festivals and regional celebrations. Customers should plan their visits accordingly. Each year, the Reserve Bank of India (RBI) publishes a state-wise monthly holiday list to clarify these variations.

RBI state-wise holiday list for January 2026

Jan-26	1	2	3	12	14	15	16	17	23	26
Agartala									•	•
Ahmedabad					•					•
Aizawl	•	•								•
Belapur										•
Bengaluru						•				•
Bhopal										•
Bhubaneswar					•				•	•
Chandigarh										•
Chennai	•					•	•	•		•
Dehradun										•
Gangtok	•					•				•
Guwahati					•					•
Hyderabad						•				•
Imphal	•									•
Itanagar	•				•					•
Jaipur										•
Jammu										•
Kanpur			•							•
Kochi		•								•
Kohima	•									•
Kolkata	•			•					•	•
Lucknow			•							•
Mumbai										•
Nagpur										•
New Delhi										•
Panaji										•
Patna										•
Raipur										•
Ranchi										•
Shillong	•									•
Shimla										•
Srinagar										•
Thiruvananthapuram		•								•
Vijayawada						•				•

Holiday Description	Day
New Year’s Day/Gaan-Ngai	1
New Year Celebration/Mannam Jayanthi	2
Birthday of Hazrat Ali	3
Birth Day of Swami Vivekananda	12
Makar Sankranti/Magh Bihu	14
Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti	15
Thiruvalluvar Day	16
Uzhavar Thirunal	17
Birthday of Netaji Subhas Chandra Bose/Saraswati Puja (Shree Panchami)/Vir Surendrasai Jayanti/Basanta Panchami	23
Republic Day	26