Rs 10 lakh monthly return on Rs 22,000 investment: Government responds to video linked to Nirmala Sitharaman, Shaktikanta Das

A video clipping is being circulated on social media where Finance Minister Nirmala Sitharaman and former Reserve Bank of India (RBI) governor Shaktikanta Das can be seen promoting an investment scheme where investors can get Rs 10 lakh monthly return on an investment of Rs 22,000. Is this video genuine and can investors really get such a high amount on investing just Rs 22,000?

The PIB Fact Check team has said that the video is fake. The Fact Check team says that it’s a scam where perpetrators are using digitally altered sponsored ads on Instagram. It has advised people to stay alert and not to fall prey to any such suspicious promotional claims.
https://x.com/PIBFactCheck/status/2007376271681171495
The PIB Fact Check team states, “Sponsored ads on Instagram are circulating digitally altered, AI-generated videos featuring Union Finance Minister Nirmala Sitharaman and former RBI Governor Shaktikanta Das falsely promoting an investment scheme that claims returns of Rs 10 lakh in a month for an investment of Rs 22,000.”

Stating further, the PIB Fact Check team says, “Neither the Finance Minister, nor the Government of India has endorsed any such investment scheme or advertisement.”

PIB Fact Check team on how to protect yourself from such scams
The PIB Fact check team has also given tips on how people can protect themselves from falling victims to such fake videos.
Be wary of “too-good-to-be-true” returns
Verify claims through official government or financial institution websites
Avoid clicking on suspicious or unknown links
Never share personal or banking details on unverified platforms
Report such scam ads or videos on the platform where they appear

Is Finance Ministry offering Rs 46,715 to poor citizens?
https://x.com/PIBFactCheck/status/2008132067742380044
Another message circulating widely on WhatsApp and social media is claiming that the Ministry of Finance is offering financial assistance of Rs 46,715 to poor citizens. The message urges recipients to click on a link and share personal details to receive money. While it may sound tempting, the government has confirmed that the claim is completely false.
The PIB’s Fact Check unit has flagged the message as a scam.
According to a social media message on X (formerly Twitter), the PIB Fact Check team says, he Ministry of Finance has not announced any such financial assistance scheme, and no government programme promises a direct payout of Rs 46,715 through random links shared on messaging platforms.

Once users click on the link sent by the fraudster by posing as official or by sending any link, in which they are asked to share sensitive personal information such as Aadhaar details, bank account numbers, or OTPs, information can then be misused for financial fraud, identity theft, or unauthorised transactions.