Paytm UPI: How can NRIs use UPI in India through NRE and NRO accounts?

Paytm recently said in a press release that Non-Resident Indians (NRIs) from 12 countries can now login with their international mobile numbers to the Paytm app for UPI payments through – Non-Resident External Account (NRE) or Non-Resident Ordinary Account (NRO). The rollout for all eligible users will take place in the coming days.

NRIs can use Paytm UPI for everyday payments and money transfers to friends and family in India. They can pay at shops, restaurants, and local businesses across the country by simply scanning a UPI QR code or shop online on Indian apps and websites. This is now possible without international payment gateways or currency conversions.
NRIs can also transfer funds between their own accounts or send money instantly to any UPI ID or UPI linked mobile number, removing remittance delays and high forex charges.

To make UPI payments using Paytm, NRIs can download and open the Paytm app. Login with an international mobile number. Verify the number via SMS and link the bank account to start making payments instantly.

NRIs in Singapore, Australia, Canada, Hong Kong, Oman, Qatar, USA, Saudi Arabia, UAE (United Arab Emirates), UK (United Kingdom), France, and Malaysia can make payments using Paytm UPI.

NRIs will benefit from Paytm UPI because of its unique features like the ability to hide payments, automatically classify and analyse spend, download UPI statements in PDF or Excel, check the total balance across bank accounts connected to Paytm UPI, and create an AI Rap song based on recent spends with Paytm Playback, among others.