New Year bank holiday January 1, 2026: Are banks open or closed today on New Year’s Day?

With New Year and new resolutions, many people plan their bank visits on the first day of the year to take care of pending transactions, cash withdrawals, or official work. However, bank operations in India usually differ from state to state due to regional occasions and festivals. January 1, 2026, marks the start of the new calendar year, and customers across several states should check if banks are open or closed before visiting a bank branch.

Here’s a clear look at bank holidays in January 2026 and what account holders should know before planning their banking activities.

Are banks open or closed on January 1, 2026?

Banks are closed in only a few states such as Mizoram, Tamil Nadu, Sikkim, Manipur, Arunachal Pradesh, Nagaland, West Bengal and Meghalaya for New Year’s Day and Gaan-Ngai. Meanwhile, banks in other states will operate as usual.


Also read: Bank holidays January 2026: From Makar Sankranti to Republic Day, check state-wise RBI holiday list for January 2026

Major holiday occasions in January 2026

Banks will be closed in certain states for occasions such as New Year’s Day/Gaan-Ngai, Mannam Jayanthi, birthday of Hazrat Ali, birthday of Swami Vivekananda, Makar Sankranti/Magh Bihu, Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti, Thiruvalluvar Day, Uzhavar Thirunal, birthday of Netaji Subhas Chandra Bose/Saraswati Puja, Vir Surendrasai Jayanti/Basanta Panchami, Republic Day.

State-wise holiday list for January 2026

Jan-26	1	2	3	12	14	15	16	17	23	26
Agartala									•	•
Ahmedabad					•					•
Aizawl	•	•								•
Belapur										•
Bengaluru						•				•
Bhopal										•
Bhubaneswar					•				•	•
Chandigarh
Chennai	•					•	•	•		•
Dehradun
Gangtok	•					•				•
Guwahati					•					•
Hyderabad						•				•
Imphal	•									•
Itanagar	•				•					•
Jaipur										•
Jammu										•
Kanpur			•							•
Kochi		•								•
Kohima	•									•
Kolkata	•			•					•	•
Lucknow			•							•
Mumbai										•
Nagpur										•
New Delhi										•
Panaji										•
Patna										•
Raipur										•
Ranchi										•
Shillong	•									•
Shimla										•
Srinagar										•
Thiruvananthapuram		•								•
Vijayawada						•				•

January holiday description

Holiday Description	Day
New Year’s Day/Gaan-Ngai	1
New Year Celebration/Mannam Jayanthi	2
Birthday of Hazrat Ali	3
Birth Day of Swami Vivekananda	12
Makar Sankranti/Magh Bihu	14
Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti	15
Thiruvalluvar Day	16
Uzhavar Thirunal	17
Birthday of Netaji Subhas Chandra Bose/Saraswati Puja (Shree Panchami)/Vir Surendrasai Jayanti/Basanta Panchami	23
Republic Day	26