Have multiple PF accounts after changing jobs? Here’s how to merge them online

Employees who change jobs more than once can end up with multiple Employees’ Provident Fund (EPF) accounts from different employers. These accounts need to be merged with the current EPF account to ensure a continuous service record and smooth management of the PF balance.

The Universal Account Number (UAN) allows EPF members to link multiple EPF accounts under one number. Employees should share their UAN with the new employer so that the PF account opened in the new organisation can be connected to earlier accounts.

To start the process to merge PF accounts, visit the EPFO Member Sewa portal and log in using your UAN and password. This portal allows members to submit an online request to merge their EPF accounts.

After logging in the EPF portal, select “One Member – One EPF Account (Transfer Request)” under the Online Services tab. The portal will display your personal details and the EPF account with the current employer where the transfer will be credited.

To transfer the old PF account, enter the previous member ID or previous UAN and click on ‘Get Details’. The portal will then display details of the earlier EPF accounts linked to your employment history.

Click ‘Get OTP’ to receive a one-time password on your registered mobile number. After entering the OTP and submitting the request, the merger request will be generated for approval.

Your present employer needs to approve the merger request submitted on the portal. After employer approval, EPFO processes the request and merges the previous EPF accounts with the current one.

(Text: ET Wealth Edition June 2025)