Ayushman Card for senior citizens: How 70+ senior citizens can get Rs 5 lakh free medical cover via Ayushman app

In a major step towards improving healthcare accessibility for senior citizens, the government is now providing the Ayushman Vay Vandana Card through the Ayushman App. Under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY), a national public health insurance scheme, the Indian government offers free medical treatment coverage of up to Rs 5 lakh for individuals aged 70 and above.

What is Ayushman Bharat PM-JAY?

The government of India launched the Ayushman Bharat PM-JAY on September 23, 2018. The scheme, implemented by the National Health Authority (NHA), provides cashless treatment in secondary and tertiary-both public and empanelled private hospitals- across the country.

Ayushman Bharat Vay Vandana Card for senior citizens above 70 years: How to enroll to get Rs 5 lakh health insurance


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Who can apply for Ayushman Bharat PM-JAY?

All senior citizens aged 70 or above, regardless of economic status, are eligible for free medical treatment up to Rs 5 lakh under this scheme.

What is the benefit for senior citizens (70+) under PM-JAY?

The government is now offering a special provision for senior citizens aged 70 and above, who can now get their Ayushman Vay Vandana Card issued via the Ayushman App or website to avail up to Rs 5 lakh in free medical treatment annually.

"Senior citizens aged 70 and above can now get their Ayushman Vay Vandana Card through the Ayushman App and access Rs 5 lakh of free treatment. Watch this video to learn how to create an Ayushman Vay Vandana Card and unlock essential healthcare benefits," said the Ministry of Health in a post on social media X (earlier Twitter).

How to apply for an Ayushman Vay Vandana Card?

Step 1: Download the Ayushman App.
Step 2: Log in as a beneficiary or operator.
Step 3: Enter the captcha, mobile number, and do authentication.
Step 4: Enter OTP and captcha code, and then click Login.
Step 5: Allow access to the device's location.
Step 6: Enter the beneficiary's data, including state and Aadhaar details.
Step 7: If no beneficiary is located, proceed with the eKYC process. Give your agreement for OTP.
Step 8: Provide a declaration and fill up the appropriate fields.
Step 9: Enter the beneficiary's mobile number and the OTP.
Step 10: Fill in the details, including the category and PIN code.
Step 11: Add family members' information and proceed to submit.
Step 12: Once e-KYC is complete, you will be able to download the Ayushman Vay Vandana Card after approval.

Here are important FAQs on Ayushman Bharat PM-JAY

What are the eligibility criteria for senior citizens under this scheme?
Answer: The only eligibility criterion is that the individual must be aged 70 years or above, as determined by the age recorded in their Aadhaar card, regardless of economic status.

Is Aadhaar mandatory for enrolment in the scheme?
Yes, Aadhaar-based e-KYC is mandatory for the enrolment and issuance of Ayushman cards for eligible senior citizens.

What documents are required to enrol in the AB PM-JAY Senior Citizen Scheme?
Aadhaar is the only document needed for enrolment in the AB PMJAY Senior Citizen Scheme.

Can we apply for an Ayushman card online for our parents who are 70 or older?
Yes, the beneficiary can apply for the Ayushman Bharat Senior Citizen Scheme through our website portal - www.beneficiary.nha.gov.in and the Ayushman App (available for Android on the Google Play Store).