Ayushman card for senior citizens: Apply online and get Rs 5 lakh cashless health cover under Ayushman Bharat
By Vidhi Verma, ET Online |
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How to apply online for the Ayushman card under Ayushman Bharat scheme?
Download the Ayushman app or visit the Pradhan Mantri Jan Arogya Yojana (PM-JAY) portal, complete Aadhaar-based e-KYC and download the card digitally. The entire process is online and does not require any physical document submission or income proof.
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Who is eligible to get the Ayushman card for senior citizens?
All Indian citizens aged 70 years and above are eligible irrespective of income or existing health coverage. Even those already covered under other schemes like CGHS or ECHS can opt for Ayushman Bharat.
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What cashless medical benefit do senior citizens get under Ayushman Bharat?
Eligible senior citizens get Rs 5 lakh of annual cashless medical cover at empanelled hospitals across India. The cover is portable nationwide and works in both government and private hospitals under the network.
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Do seniors get extra top-up if the family is already on Pradhan Mantri Jan Arogya Yojana?
Senior citizens in Pradhan Mantri Jan Arogya Yojana (PM-JAY) families receive an additional exclusive top-up of up to Rs 5 lakh per year for themselves. This top-up is separate from the family quota and is not shared with younger members.
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What treatments and hospital expenses are covered under the Ayushman Bharat scheme?
The Ayushman Bharat scheme covers consultations, diagnostics, ICU, surgery, medicines, implants, hospital stay and post-discharge follow-up. It also includes pre-hospitalisation and post-hospitalisation expenses up to 15 days.