8th Pay Commission pension calculator: ₹68,234 monthly pension? Check what Level 5–9 employees could get

The 8th Pay Commission could revise the pension of central government employees covered under the Old Pension Scheme who retire on or after January 1, 2026. The source estimates the revised basic pension for Level 5–9 employees using three possible fitment factors: 2.1, 2.28 and 2.57. The actual pension will be known only after the final recommendations are notified.

Under the existing rules, an employee generally needs at least 10 years of qualifying service to receive a pension. From January 1, 2006, pension is calculated at 50% of the last basic pay or average basic pay drawn during the final 10 months, whichever is more beneficial. Under the 7th CPC, the minimum pension is ₹9,000 a month and the maximum is ₹1.25 lakh.

At a 2.1 fitment factor, the estimated monthly pension ranges from ₹30,660 for Level 5 to ₹55,755 for Level 9. Level 6 could get ₹37,170, Level 7 ₹47,145 and Level 8 ₹49,980. These estimates are based on multiplying the 7th CPC minimum pension for each level by 2.1. Add the detailed Level 5–9 figures in the table below.

At a 2.28 fitment factor, the estimated pension rises further. Level 5 could receive ₹33,288 a month, while Level 6 could get ₹40,356. The estimated figures for Level 7, Level 8 and Level 9 are ₹51,186, ₹54,264 and ₹60,534 respectively. The calculations use the minimum pension under the 7th CPC as the starting point.

The highest estimate in the source comes at a 2.57 fitment factor. Level 5’s estimated pension is ₹37,522, while Level 6 could get ₹45,489. For Level 7 and Level 8, the estimates are ₹57,697 and ₹61,166. Level 9 has the highest figure at ₹68,234 a month.

The estimates show how significantly the assumed fitment factor can affect pension. For example, Level 9 rises from ₹55,755 at 2.1 to ₹60,534 at 2.28 and ₹68,234 at 2.57. Similarly, Level 5 moves from ₹30,660 to ₹33,288 and ₹37,522. These are scenario-based calculations, not confirmed pension amounts.

The figures in this calculator are only estimates based on assumed fitment factors and the minimum pension under the 7th CPC. The actual pension revision will depend on the recommendations of the 8th Pay Commission and the government’s final decision. Employees should therefore not treat ₹68,234 or any other estimated figure as a confirmed pension payout.