5 women’s savings accounts offering up to 6% interest, insurance and lounge access

The type of bank account you have can really affect a lot of things, ranging from the interest you earn on your money, the fees for the locker to insurance benefits.

Yes, some accounts do offer this facility to women account holders. For example, HDFC Bank’s recently launched Savings Max Account for Women offers 2 domestic airport lounge visits per quarter on the Platinum Debit Card.
Additionally, there are several other perks like high interest rates, up to 50% discount on locker charges, and even free vouchers.

Here’s a look at 7 women savings bank accounts that offer good deals.

Designed for women, this savings bank account offers up to 6% p.a. on deposits. Moreover, the interest is paid every month instead of every quarter.
Up to Rs 5 lakh: 3.00%
Above Rs 5 lakh up to Rs 10 lakh: 5.00%
Above Rs 10 lakh up to Rs 7.5 crore: 6.00%
Above Rs 7.5 crore: 5.50%
RBL Bank Women's First Savings Account benefits:
- Vouchers worth Rs 6,500
- Air accident insurance up to Rs 10 lakh and personal accident insurance upto Rs 5 lakh
- Lost card liability: No liability if card lost or stolen in case of misuse of up to Rs 1 lakh
- Enhanced ATM withdrawal limit
- 20% discount of locker rentals
- Discounts on processing fees for home loans, loan against property, and education loans.

This exclusive savings account for women has no maintenance charges and offers upto 25% discount on locker rentals. Account holders can earn up to 7% p.a. for balances above Rs 1 lakh and up to Rs 5 lakh.

Up to Rs 1 lakh: 2.50%
Above Rs 1 lakh and up to Rs 5 lakh: 7.00%
Above Rs 5 lakh and up to Rs 10 lakh: 6.00%
Above Rs 10 lakh and up to Rs 25 crore: 6.50%

Equitas Eva Savings Account benefits:
- 25% discount on locker rentals
- Reward points for every debit card spend
- Preferential rates on gold loans

Launched in August 2026, this savings account for women offers FD-like interest on surplus funds, along with insurance benefits and others. With this account, holders can move their surplus funds into Fixed Deposit through the MoneyMaximizer facility, to get higher returns.
HDFC Bank Savings Max Account for Women benefits:
- Complimentary health check-up with MediBuddy
- 50% off first-year locker rental
- Lifestyle brand vouchers worth Rs 300
- Rs 1 lakh accidental hospitalisation cover, Rs 1,000 daily cash allowance (max duration: 15 days), Rs 10 lakh accidental death cover
- Rs 3 crore additional international air accident cover on ticket purchased via debit card
- Lifetime free personalised debit card with accelerated cashback
- Cashback on Swiggy, Zomato, and discounts on BookMyShow
- Airport lounge access: 2 domestic lounge access per quarter
- Up to 90% financing on the on-road price of your vehicle and a 7-year tenure

It offers 2.50% interest rate on deposits up to Rs lakh and those above Rs 1 lakh to less than Rs 50 lakh. Additionally, this bank account also offers flexi-fixed deposit facility to the primary holders.
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bob Mahila Shakti Saving Account benefits:
- 25% discount on annual locker rentals
- 25% discount on auto loan processing fees
- 25% discount on mortgage loan processing fees
- 0.25% concession in interest rate on two-wheeler loans
- Complimentary RuPay Platinum Debit Card with a Rs lakh personal accident insurance cover, free access to domestic airport lounges (2 per quarter).

This account offers up to 6.50% p.a. interest to women account holders on deposits Rs 3 lakh and up to Rs 25 crore. For deposits under Rs 3 lakh, you will get an interest of 2.50% p.a., which is credited on a monthly basis.

Holders can get a VISA Platinum Debit Card if they go for the Rs 25,000 Average Monthly Balance (AMB) variant Savings Account.

IDFC First Bank Women Savings Account benefits:
- Up to 50% discount on first-year locker rental
- VISA Platinum Debit Card with the following perks: -> 1 complimentary domestic airport lounge access per quarter
-> Rs 35 lakh free personal accident insurance cover
-> Rs 1 crore air accident insurance cover
-> Free unlimited ATM transactions at any bank pan-India
-> Rs 6 lakh lost card liability protection
-> Rs 2 lakh daily ATM cash withdrawal limit
-> Rs 6 lakh higher purchase limit