From saving hacks to investments: Gen Z’s guide to money
1/5
Follow the 10-30-50 rule to build savings
Start with 10% savings in your 20s, raise it to 30% in your 30s, and aim for 50% as your income grows. Automating savings ensures you stick to the plan.
2/5
Avoid living paycheck to paycheck
Over half of Gen Z struggles with month-end cash flow. Simple budgeting and tracking your spends can help you break the cycle.
3/5
Start small with ETFs and SIPs
Low-cost ETFs and mutual fund SIPs are beginner-friendly ways to grow wealth. Even Rs 500 a month can build a solid base over time.
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4/5
Stay invested to benefit from compounding
Markets will be volatile, but long-term investors always win. Regular investing and patience are key to creating wealth.
5/5
Begin early to maximise your advantage
The biggest edge you have is time. Starting in your 20s means your money compounds for decades, giving you a head start on financial freedom.