Valentine's Day special: Are you being financially bullied by your spouse? Find out

If you are being financially abused and bullied, you will not be able to sustain yourself if your marriage breaks down. You need to stand up for your rights and gain greater financial independence, or seek a divorce. Read more in this Valentine's ...

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Does your spouse share all financial information with you? Who takes all financial decisions? Are you being financially abused? Take this quiz to know if you are being bullied by your spouse, depriving you of wealth and rights.

1. If you don’t earn and shop for yourself with your spouse’s money, what is his reaction?
a. Appreciates your shopping choices.
b. Asks for bills to keep tabs on expenses.

c. Loses temper and forbids you from shopping so much.

2. If both of you are earning, how much does your spouse contribute towards household expenses?
a. Doesn’t contribute anything.
b. Contributes erratically.
c. Contributes 50% towards all expenses.

3. If you object to the partner’s extravagant spending, how does he react?
a. Tries to justify purchases.
b. Agrees that his buying affects the budget.
c. Violently resents your probing.

4. If both are earning, what do you do with your income?
a. Spouse forcibly takes all income.
b. You keep half for your expenses, contribute remaining to household expenses.
c. Both put all the income in a joint account.
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5. Does your spouse share all financial information with you?
a. Yes, shares all information.
b. No, doesn’t share any information at all.
c. Shares only if I ask.
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6. In whose name are the major assets?
a. Mostly jointly owned.
b. Very few in your name.
c. All in spouse’s name.

7. Have you been forced by your partner to take any loans?
a. Yes
b. No
c. We are joint applicants.

8. Who takes all financial decisions?
a. We jointly take decisions.
b. Spouse takes all the decisions.
c. We split decisions as per our responsibilities.

Also read: Does your spouse have these 7 bad money habits?
Also read: How couples with opposite personalities can manage household finances smoothly

What does your score say?
c31
Less than 10
You are being financially abused and bullied, and will not be able to sustain yourself if your marriage breaks down. You need to stand up for your rights and gain greater financial independence, or seek a divorce.

Between 10 and 20
You may be financially sound now, but need to put your foot down and seek greater fiscal freedom, before things start to go wrong.

More than 20
You have a strong financial relationship with your spouse and are on an equal footing. Good going!
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