What we are reading: For week ending 12th August, 2016

At ET Wealth, we know that your time is precious. There is information overload for investors and not all of it would be useful and helpful in decision making. And, it's true even for us.

So, along with the ET Wealth's daily dose of articles on personal finance, we will help bring to your notice some truly interesting articles/blogs/videos in the realm of personal finance from across the globe. These are interesting pieces we have read over the week and found them useful enough to share with you.

' What we are reading' will come to you every Friday for a relaxed weekend reading.

Here are five interesting articles from our Recommended Reading list this week:

How to tell if a balance transfer will pay off
If you're struggling to pay down credit card debt, transferring that balance to another card with a lower interest rate can be one way to reduce interest charges and pay the debt off more quickly. But before transferring the cash or applying for a new credit card, you should factor in balance transfer fees, compare interest rates and think about how the move would interfere with other financial goals. Here's how it works.

Shifting gears from saving to spending in retirement
Retirees, it's time to start thinking about long-term care costs, reinvestment and even giving your money away. Retirees in India too can take cues from it.

Here's the state of the market on the 1-year anniversary of China's yuan devaluation
The article takes a look back at the selloff that followed-and how far global markets have come

Make money from your social-media posts
Brands such as Puma, Canon and Expedia want real Instagram users who have high levels of engagement (likes, comments and shares associated with their posts) to feature their products, and they're shelling out big bucks for social-media users like you to model new clothing lines or drink the latest detoxifying tea.
10 tips to live rich while saving for retirement
Planning for your financial future while living a full and rich life is a juggling act. Between the financial demands of mortgage payments, kids' activity fees, the car payment and, of course, trying to save for retirement, sometimes the here and now can get lost. Investors should not ignore the present as they prepare for their future.