What financial experts forecast for the next five years

Here’s what investors and consumers can expect in the coming five years according to leading financial experts.

Brands, finance companies will prosper: Sunil Singhania, CIO, Equity Investments, Reliance Mutual Fund

Investors need to concentrate on companies with existing strong brands or those in the process of establishing new brands.




Online investing will gain ground: Srikanth Minakshi, Co-founder & Coo, Fundsindia.com

Online investing is one of the best ways to automate a disciplined savings habit. It makes it easy to invest and consolidate investments.




Equity MFs will bring in rich rewards: Dhirendra Kumar CEO, Value Research

The big thrust of change in investing trend has been coming— and will keep coming—from a change in the investing environment.


Better governance will show its impact soon: Motilal Oswal, CMD, Motilal Oswal

To boost the economy, the government has increased infrastructure spending. Major projects, in critical segments such as road, railway, defence, coal mining, power, etc., have been cleared.



Expect a marked shift towards equities: Dinesh Thakkar, CMD, Angel Broking

Short-term global fluctuations notwithstanding, over the next few years, India is likely to see a rise in foreign investments, further increasing the demand for Indian equities.



Robo advisory is the way forward: Nitin Vyakarnam, Founder & CEO, Arthayantra
The key driver to growth of robo advisory in developing markets is providing access to advice. This is why I believe robo advisers will have a large and profound impact on India.



There will be intense competition among banks: CS Ghosh, Founder, MD & CEO, Bandhan Bank
With the RBI paring its policy rate by 125 bps since January, deposit rates have come down. The liquid funds and debt funds are more attractive now.



The yellow metal will lose its glitter: Nilesh Shah, MD, Kotak Mutual Fund
Even if gold buying continues, the new gold monetisation schemes are better advised then the traditional hoarding of gold.




Housing for all a game-changer: Renu Sud Karnad, MD, HDFC

‘Housing For All by 2022’ initiative is a potential gamechanger. Economic recovery is expected to gain momentum, driving the demand for affordable houses.