How to write a will: 5 things to know

How to write a will
A will is a legally binding document outlining how an individual’s assets will be distributed after their demise. Drafting a valid will ensures a smooth transfer of wealth, minimising potential family disputes.

List assets, beneficiaries
Prepare a comprehensive list of all assets, including immovable property, investments and personal belongings. Specify beneficiaries and their share in the inheritance.


Appoint an executor
Select an executor who will implement the instructions of the will. The person should be trustworthy and capable of handling legal and financial matters.

Draft the will
A will can be handwritten or typed. It must clearly mention:

• The testator's full name and declaration of intent.
• Details of all assets and beneficiaries.
• Names of guardians (if applicable) and the executor.

Legal assistance is recommended to ensure clarity and compliance with the Indian Succession Act.

Signature, witnesses
The will should be signed by the testator. It must be attested by at least two witnesses, who are not beneficiaries. Witnesses should attest that the testator signed the will in their presence and is of sound mind.

Optional registration
While registration of a will is not mandatory, doing so at the sub-registrar’s office adds legal weight and reduces the likelihood of disputes.

Storage and updates
Store the will in a safe place, such as a bank locker or with a lawyer. Update the will after major life events, such as marriage, childbirth, or significant asset changes.

Content courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.