Yes Bank tweaks FD rates again: Highest FD rate slashed to 7.50%, FD rates hiked by 25 bps on select tenures

After an initial 25 bps reduction on select tenures earlier this month, Yes Bank has once again adjusted its fixed deposit (FD) pricing—this time trimming its highest rate by another 25 bps, from 7.75% to 7.50%.
Yes Bank has simultaneously raised interest rates by 25 bps on certain medium to long term tenures.
The move comes after the Reserve Bank of India (RBI) cut repo rate by 25 bps in its latest monetary policy meeting. Banks’ deposit and lending rates are closely tied to the repo rate, which is the rate at which the Reserve Bank of India (RBI) lends to commercial banks.

The bank has also revised savings account interest rates.


Federal Bank cuts FD, savings account interest rates, changes FD tenures: Here are the latest fixed deposit interest rates

Latest Yes Bank FD interest rates

After revision, Yes Bank offers fixed deposit interest rates between 3.25% and 7.50% for FD amounts less than Rs 3 crore for general citizens for tenures ranging from 7 days to 10 years, compared to 3.25% and 7.75% earlier. The bank offers the highest interest rate of 7.50% for a tenure of 12 months to less than 60 months. (earlier 7.75%)

Also read: IDBI Bank cuts FD rates across special deposit, extends Utsav fixed deposit deadline

These FD interest rates have been increased

The bank has increased the interest rate by 25 bps on FD tenures of 36 months to 60 months from 7.25% to 7.50%.

Tenure	Regular
	Interest Rates (%P.A.)*
7 days to 14 days	3.25%
15 days to 45 days	3.70%
46 days to 90 days	5.00%
91 days to 120 days	5.00%
121 days to 180 days	5.00%
181 days to 271 days	6.25%
272 days to < 12 months	6.50%
12 months	7.00%
12 months 1 day to < 36 months	7.50%
36 months to < 60 months	7.50%
60 months	7.50%
60 months 1 day to <= 120 months	7.00%

Senior Citizen FD rates

For senior citizens, the bank offers interest rates between 3.75% and 8.25% per annum for amounts less than Rs 3 crore, compared to 3.75% to 8.50% earlier. The highest interest rate of 8.25% per annum (earlier 8.50%) is offered on tenure of 12 months to less than 24 months for senior citizens.

These FD interest rates have been increased for senior citizens

The bank has increased the interest rate by 25 bps on fixed deposits with tenure of 36 months to 60 months from 8% to 8.25%.

Tenure	Senior Citizen**
	Interest Rates (%P.A.)*
7 days to 14 days	3.75%
15 days to 45 days	4.20%
46 days to 90 days	5.50%
91 days to 120 days	5.50%
121 days to 180 days	5.50%
181 days to 271 days	6.75%
272 days to < 12 months	7.00%
12 months	7.50%
12 months 1 day to < 36 months	8.00%
36 months to < 60 months	8.25%
60 months	8.25%
60 months 1 day to <= 120 months	7.75%

Source: Bank website

Yes Bank savings account interest rate

Yes Bank has revised savings account interest rates for domestic and non-resident savings accounts. After revision, the savings account interest rates varies between 3% and 5% depending on the balance in the account. The revised rates are effective from April 21, 2025. Note that in Yes Bank, interest will be calculated on incremental balances in each interest rate slab at applicable rates.

(Rupee Deposits)
Daily Balance in the Savings Account (INR)	Applicable Interest Rates (p.a.)
	w.e.f. 21st April’25
Up to Rs.10 Lac	3.00%
Rs.10 lacs and above to less than Rs.25 lacs	3.50%
Rs.25 lacs and above to less than Rs.50 lacs	4.00%
Rs.50 lacs and above to less than Rs.100 Crs	5.00%