Special FD rate up to 7.45%: Indian Bank extends IND Secure, IND Green special FD investment deadline

Indian Bank has extended the deadline to invest in its special fixed deposit schemes- 444-day IND Secure and 555-day IND Green. To general citizens, Indian Bank is offering FD interest rates in the range of 2.80% to 6.70%, including special FDs.

Indian Bank special FD deadline and interest rates

The bank has extended the deadline to invest in its special fixed deposit schemes, IND Secure and IND Green, to December 31, 2025, from the earlier cutoff date of September 30, 2025.

Indian Bank is offering a 6.70% interest rate to general citizens on its 444-day special fixed deposit scheme (Ind Secure Product). The interest rate for senior citizens for the same scheme is 7.20%, while super senior citizens earn a 7.45% interest rate.


Highest FD rates for senior citizens 2025: Depositors can get up to 8.15% interest rate in this 3-year fixed deposit

According to the Indian Bank website, “New retail term deposit product “IND SECURE ” has been introduced w.e.f 08.05.2025 with investment starting from Rs 1,000 to less than Rs 3 crore in the form of FD/MMD with callable options for a maturity tenor of 444 days.”

Category	Rate of Interest (% p.a) w.e.f 01.08.2025
Public	6.70%
Senior Citizen	7.20%
Super Senior Citizen	7.45%

IND GREEN special FD

The IND GREEN retail term deposit product is Indian Bank’s latest FD, launched on May 8, 2025. It has a fixed maturity tenure of 555 days. This scheme allows investments ranging from a minimum of Rs 1,000 to a maximum of less than Rs 3 crore.

According to the Indian Bank website, “Green Retail Term Deposit Product “IND GREEN ” has been introduced w.e.f. 26.03.2025, specially designed to promote sustainable development while providing guaranteed returns with investment starting from Rs1,000 to less than Rs 3 cCrore for a maturity tenor of 555 days in the form of FD/MMD with callable options.”

Category	Rate of Interest (% p.a) w.e.f 01.08.2025
Public	6.60%
Senior Citizen	7.10%
Super Senior Citizen	7.35 %

Latest Indian Bank FD rates

Indian Bank offers FD interest rate between 2.80% and 6.7% (Including special FD) to general citizens. For senior citizens, the bank offers FD interest rate between 3.3% and 7.20% for amounts less than Rs 3 crore. The new rates are applicable from August 1, 2025.

d / Tenor of Deposit
	Revised w.e.f 01.08.2025 (general citizens)
	Rate
	(% per annum )
7 days to 14 days	2.8
15 days to 29 days	2.8
30 days to 45 days	3
46 days to 90 days	3.25
91 days to 120 days	3.5
121 days to 180 days	3.85
181 days to less than 9 months	4.5
9 months to less than 1 year	4.75
1 year	6.1
Above 1 year to less than 2 years	6.5
( Except 444 & 555 Days)
444 days	6.7
(Ind Secure Product)
555 days	6.6
( Ind Green Product)
2 years to less than 3 years	6.4
3 years to less than 5 years	6.25
5 year	6
Above 5 years	6

Source- Indian Bank website