SIPs vs lumpsum: Which works better now?
1/5
Why SIPs are preferred
Systematic investment plans are favoured in volatile markets as they spread risk through rupee cost averaging.
2/5
When lumpsum works better
A lump sum can deliver stronger early gains if invested during attractive valuations or after big market corrections.
3/5
Combining both strategies
Some investors deploy a lump sum in stable funds and use SIPs for volatile categories to balance risk and return.
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4/5
Timing matters less for SIPs
Long-term SIPs started at different market levels tend to deliver similar returns over time, reducing timing risk.
5/5
Lump sum and compounding
Investing a lump sum early allows money to compound faster, but missing market upswings can hurt returns.