Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings s ...More

Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns of up to 8.2%. Despite short-term volatility in indices like Nifty 100 and Nifty Midcap 150, small savings schemes provide a reliable option for conservative investors. Equities, however, offer superior long-term wealth creation potential for those with a higher risk tolerance and a longer investment horizon. ...Less

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Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit ...More

Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit rates soon. Rising inflation, a high deposit-credit ratio, and attractive small savings schemes are pushing banks to offer better returns to attract investors after a period of low FD rates. ...Less

The Senior Citizens Savings Scheme (SCSS) offers a stable 8.2% annual interest rate, ideal for retirees s ...More

The Senior Citizens Savings Scheme (SCSS) offers a stable 8.2% annual interest rate, ideal for retirees seeking predictable income. To earn Rs 20,000 monthly, an investment of approximately Rs 29.30 lakh is required, well within the Rs 30 lakh maximum limit. Interest is paid quarterly, and investments qualify for Section 80C tax benefits under the old tax regime. ...Less

Taxpayers can save income tax up to Rs 1.5 lakh annually by investing in Equity Linked Savings Schemes (E ...More

Taxpayers can save income tax up to Rs 1.5 lakh annually by investing in Equity Linked Savings Schemes (ELSS). These tax-saving mutual funds offer potential for higher returns over the long term and have a shorter three-year lock-in period compared to other 80C options. Investors should be aware of the inherent risks associated with equity investments. ...Less

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Retirement planning should focus on generating sustainable income while ensuring the corpus lasts through ...More

Retirement planning should focus on generating sustainable income while ensuring the corpus lasts throughout life. Key factors include accounting for inflation, healthcare costs, liabilities, and lifestyle needs. Maintaining a balanced asset mix with some equity exposure for growth and gradually increasing debt allocation with age can provide liquidity and stability. ...Less

National Savings Certificate provides a secure investment option. With a 7.7% interest rate, a Rs 1 lakh ...More

National Savings Certificate provides a secure investment option. With a 7.7% interest rate, a Rs 1 lakh investment grows to over Rs 1.44 lakh in five years. Tax deductions are available under Section 80C for those following the old tax regime. NSC accounts can be transferred in specific situations. ...Less

Retiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investm ...More

Retiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withdrawal rates between 4.5% and 6.5% annually, with potential monthly incomes ranging from Rs 70,000 to Rs 1.2 lakh. A bucket strategy is recommended for managing immediate needs and long-term growth. ...Less

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs mi ...More

If oil prices stay at higher levels, some FPIs with exposure to the Indian banking sector through ETFs might decide to sell, putting these stocks under pressure at periodic intervals. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Investing Rs 1.5 lakh annually in a Public Provident Fund from age 30 can build a tax-free retirement cor ...More

Investing Rs 1.5 lakh annually in a Public Provident Fund from age 30 can build a tax-free retirement corpus of Rs 1.54 crore by age 60. This popular government-backed scheme offers tax benefits and a 7.1% annual interest rate, compounded yearly, making it ideal for steady wealth creation without market risks. ...Less

Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attractin ...More

Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attracting retirees and conservative investors. While safe, its returns may not beat inflation, and interest is taxable. Experts suggest a balanced approach, combining low-risk options like arbitrage funds for income with equity funds for long-term wealth creation. ...Less

An investor planning early retirement at 50 with a Rs 12.5 crore corpus seeks expert advice on generating ...More

An investor planning early retirement at 50 with a Rs 12.5 crore corpus seeks expert advice on generating Rs 2 lakh monthly income. The expert outlines a goal-based framework, recommending a balanced 60% equity and 40% debt allocation for retirement and a more growth-oriented mix for long-term wealth creation ...Less

Sukanya Samriddhi Yojana (SSY) offers a compelling investment avenue for girl children, currently providi ...More

Sukanya Samriddhi Yojana (SSY) offers a compelling investment avenue for girl children, currently providing an 8.2% annual interest rate. Parents can build significant corpus for their daughter's future by consistently investing up to Rs 1.5 lakh annually, with maturity proceeds and interest being tax-free under EEE status. ...Less

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Low-risk investors can earn a fixed monthly income of Rs 9,250 from a Rs 15 lakh deposit in a joint Post ...More

Low-risk investors can earn a fixed monthly income of Rs 9,250 from a Rs 15 lakh deposit in a joint Post Office Monthly Income Scheme (POMIS) account. This government-backed scheme offers an annual interest rate of 7.4% for a 5-year tenure. While interest is taxable as per income slab, no TDS is deducted by the post office. ...Less

The Senior Citizens Savings Scheme (SCSS) offers a high 8.2% interest rate for the April-June 2026 quarte ...More

The Senior Citizens Savings Scheme (SCSS) offers a high 8.2% interest rate for the April-June 2026 quarter, with a five-year tenure extendable by three years. Deposits up to Rs 30 lakh are permitted, and while interest is taxable, a deduction of up to Rs 50,000 is available under Section 80TTB. ...Less

Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals ...More

Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strategy for sustainable income. This involves allocating funds for immediate needs, stable income, and growth. Careful planning and realistic withdrawals are key to ensuring your retirement fund lasts. ...Less

Sukanya Samriddhi Yojana provides a powerful way to save for a girl child's education. This government-ba ...More

Sukanya Samriddhi Yojana provides a powerful way to save for a girl child's education. This government-backed scheme offers high interest rates and tax benefits. Opening an account early maximizes compounding benefits over its 21-year tenure. Parents can build a significant corpus for future education needs. SSY is a safe and efficient option for long-term savings. ...Less

Retiring soon and aiming for a Rs 1 lakh monthly income from your PF and gratuity corpus? Experts advise ...More

Retiring soon and aiming for a Rs 1 lakh monthly income from your PF and gratuity corpus? Experts advise against investing the entire corpus in income products due to inflation and longevity risks. A prudent bucket strategy is recommended for sustainable income and portfolio growth. ...Less

If the price of crude oil softens, Indian equities may again see a risk-on phase. Tariff concerns are no ...More

If the price of crude oil softens, Indian equities may again see a risk-on phase. Tariff concerns are no longer the central issue; the larger market trigger is oil, because crude influences inflation, currency, margins, fiscal comfort, and foreign investor appetite. In such a market, one-time favourites often return to the screen. But not every familiar name deserves fresh capital. These 25 stocks should be on the watchlists of both traders and investors. Some have upside potential, some do not. But all need to be judged through liquidity, institutional interest, sector triggers, and price confirmation. ...Less

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and d ...More

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 102nd part of this series, Riju Mehta details the features of such schemes. ...Less

For the next few weeks, what needs to be watched is market breadth. And also look at which sectors are le ...More

For the next few weeks, what needs to be watched is market breadth. And also look at which sectors are leading the rally. Why? Because, at this point of time, there are sectors and stocks which may see a recovery just because they are witnessing a short-covering bounce. And one needs to differentiate between short covering rallies and uptrends happening for fundamental reasons. ...Less

Retirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on ...More

Retirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income generation and long-term growth for surplus funds. Expert Shivam Pathak suggests a mix of government-backed schemes, G-Secs, and diversified mutual funds to meet these objectives. ...Less

Taxpayers can save income tax up to Rs 1.5 lakh annually by investing in Equity Linked Savings Schemes (E ...More

Taxpayers can save income tax up to Rs 1.5 lakh annually by investing in Equity Linked Savings Schemes (ELSS). These tax-saving mutual funds offer potential for higher long-term returns and have a shorter three-year lock-in period compared to other 80C options. While carrying higher risk, ELSSs serve as an entry point for equity investing. ...Less

LPG 14.2 kg cylinder gas price: Domestic LPG cylinder prices remain steady across Indian cities, contrast ...More

LPG 14.2 kg cylinder gas price: Domestic LPG cylinder prices remain steady across Indian cities, contrasting with the buzz around potential petrol and diesel price hikes. While commercial LPG cylinder prices saw an increase, government sources hint at a possible rise in domestic LPG prices soon. Prime Minister Modi urged citizens to reduce petrol and diesel consumption due to global supply disruptions. ...Less

Inflation is at a 13-month high, primarily led by a rise in food prices. And with an impending fuel price ...More

Inflation is at a 13-month high, primarily led by a rise in food prices. And with an impending fuel price hike, it could spike even more. An appeal by the prime minister for austerity, an earnings season with some good and more not-so-good numbers, and valuations that are not cheap even even after an extended correction. All this is a perfect cocktail for a correction. There may be a silver lining, though. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

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The news flow is mixed in the case of banking stocks. The numbers so far this quarter suggest that all is ...More

The news flow is mixed in the case of banking stocks. The numbers so far this quarter suggest that all is well with the sector and banks are mostly in good shape. Remember, however, there is a war going on in the background that is pushing up crude oil prices. If the situation persists, risks will emerge where bank stocks are concerned. But then investors need to learn to deal with long- or short-term risks. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components, earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ reports is a complimentary offering to ETPrime members. ...Less

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Can the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that cov ...More

Can the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related expenses? Participating companies say that is not its objective. The scheme allows you to dip into your NPS corpus to fund healthcare needs, but several conditions apply. ...Less

Sukanya Samriddhi Account interest rate: The Sukanya Samriddhi Account (SSA) currently offers an 8.2% ann ...More

Sukanya Samriddhi Account interest rate: The Sukanya Samriddhi Account (SSA) currently offers an 8.2% annual interest rate, compounded annually, with revisions occurring quarterly. This government-backed scheme allows parents to invest for their daughter's long-term financial future, with contributions required for 15 years and a maturity term of 21 years. ...Less

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National Savings Certificate interest rate: The National Savings Certificate offers an attractive interes ...More

National Savings Certificate interest rate: The National Savings Certificate offers an attractive interest rate for the April-June 2026 quarter. This government-backed scheme provides a fixed income option for small investors. ...Less

Steady performance signals a resilient approach geared for long-term wealth creation. ...More

Steady performance signals a resilient approach geared for long-term wealth creation. ...Less

Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifical ...More

Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifically designed for small-scale investors seeking a fixed income option in their old age. ...Less

Retiring with a Rs 2 crore corpus requires careful planning for monthly income. Experts suggest safe with ...More

Retiring with a Rs 2 crore corpus requires careful planning for monthly income. Experts suggest safe withdrawal rates between 3-5% annually, depending on your investment mix. A balanced approach with hybrid and equity funds is recommended to beat inflation and ensure long-term financial security. ...Less

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We are in times when a statement by US President Trump can cause crude oil prices to drop sharply and ano ...More

We are in times when a statement by US President Trump can cause crude oil prices to drop sharply and another by Iran can push them back up. So, expecting rational behaviour in the equity markets is probably expecting too much. At this point of time, it is all about relative performance. So, can banking stocks outperform in a long phase of correction? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Senior citizens seeking stable returns and capital safety find fixed deposits a preferred investment. For ...More

Senior citizens seeking stable returns and capital safety find fixed deposits a preferred investment. For a 3-year tenure, small finance banks like Jana and Utkarsh offer the highest rates at 8%. Private sector banks Bandhan and YES Bank provide 7.75%, while public sector banks like Bank of India lead with 7%. ...Less

The Ministry of Finance has announced the General Provident Fund (GPF) interest rate for the April-June 2 ...More

The Ministry of Finance has announced the General Provident Fund (GPF) interest rate for the April-June 2026 quarter will remain at 7.1%. This rate applies to GPF, CPF, and other similar government funds. The Public Provident Fund (PPF) and other small savings schemes also retain their interest rates. ...Less

Public Provident Fund interest rate: The Finance Ministry confirmed that rates for small savings schemes ...More

Public Provident Fund interest rate: The Finance Ministry confirmed that rates for small savings schemes will continue from the previous quarter. PPF offers tax benefits on contributions, interest, and withdrawals, making it a popular investment. ...Less

Equity-oriented mutual funds saw a 17.38% year-on-year growth in average net assets under management in M ...More

Equity-oriented mutual funds saw a 17.38% year-on-year growth in average net assets under management in March 2026, driven by strong investor confidence. Flexi cap funds emerged as the largest and fastest-growing category, with average net AUM rising 25.10% to Rs 5.28 lakh crore. ...Less

Retaining repo rates in succession was a relief for many FD investors who have been depositing for low ma ...More

Retaining repo rates in succession was a relief for many FD investors who have been depositing for low maturity amounts for some time after many banks and small finance banks cut deposit rates following the RBI’s 125 bps repo rate cut last year (2025). However, traditional banks and small finance banks are less likely to increase FD rates in the near future, but the possibility of a rate is quite a possibility given many indicators suggesting so. ...Less

Taxpayers looking to save income tax under Section 80C can consider Equity Linked Savings Schemes (ELSS). ...More

Taxpayers looking to save income tax under Section 80C can consider Equity Linked Savings Schemes (ELSS). These tax-saving mutual funds offer potential for higher returns over the long term and have the shortest lock-in period of three years among 80C investments. However, ELSSs carry higher risk as they invest in stocks and do not guarantee returns. ...Less

The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 30, 2 ...More

The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 30, 2026. Despite rising inflation, rates have remained unchanged since December 2024, prompting speculation about potential adjustments. Factors like G-Sec yields, inflation, and RBI's monetary policy influence these decisions. ...Less

Interest rates for small savings schemes like PPF and NSC remain unchanged for the April-June 2026 quarte ...More

Interest rates for small savings schemes like PPF and NSC remain unchanged for the April-June 2026 quarter. Deposits under Sukanya Samriddhi Scheme will attract 8.2 percent interest. The government prioritizes protecting small savers and encouraging household savings. These rates are determined by G-Sec yields and inflation. The Finance Ministry last changed rates in December 2023. ...Less

Rising inflation may not force the RBI to increase the repo rate this time around, but in later MPC meeti ...More

Rising inflation may not force the RBI to increase the repo rate this time around, but in later MPC meetings, the likelihood of higher repo rate is much higher. Once the central bank increases the repo rate, banks and SFBs may also follow in footsteps by offering higher FD rates. ...Less

The RBI has urged the government to move forward on reducing interest rates on small savings schemes such ...More

The RBI has urged the government to move forward on reducing interest rates on small savings schemes such as public provident fund (PPF) and post office deposits, to help banks pare rates on deposits and loans and lead to a better transmission of the central bank’s rate cuts. ...Less

Latest Small Savings Schemes interest rate: The government has issued a circular today announcing interes ...More

Latest Small Savings Schemes interest rate: The government has issued a circular today announcing interest rates for various small savings schemes such as PPF, NSC, Post Office Time Deposits, etc. The interest rate announced will be applicable for April and June 2025, i.e., for the first quarter of the new FY 2025-26. ...Less

As lifestyles and consumption patterns have evolved, so have habits of spending and saving. Hence, tradit ...More

As lifestyles and consumption patterns have evolved, so have habits of spending and saving. Hence, traditionally received financial wisdom is no longer sufficient for millennials, who have themselves lived through or are living through several evolutionary phases of global economy and workplace transitions in their own lifetime. This article traces why millennials – contrary to popular notions – care about retirement plans and tells you how to factor in risk factors and invest in failsafe options. ...Less

What are the latest small saving schemes interest rates? ...More

What are the latest small saving schemes interest rates? ...Less

As far as fundamentals are concerned, most banks have continued to show improvement on critical parameter ...More

As far as fundamentals are concerned, most banks have continued to show improvement on critical parameters like NPAs. But if inflation rises and impacts credit growth (which has been an area of some concern), these stocks could take a hit. Now, why we are talking about inflation is obvious: Rising crude oil prices. That’s bad news for the Indian economy and the markets. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardised scores. SR+ Reports is a complimentary offering to ETPrime members. ...Less

Mahila Samman Savings Certificate: A new small savings scheme has been announced in the Budget 2023. ...More

Mahila Samman Savings Certificate: A new small savings scheme has been announced in the Budget 2023. ...Less

The Department of Posts came out with an detailed notification about senior citizen savings scheme (SCSS) ...More

The Department of Posts came out with an detailed notification about senior citizen savings scheme (SCSS) and Public Provident Fund (PPF) few weeks back. On November 29, 2023 the Department of Posts issued a clarification as to who the new SCSS and PPF rules would apply. Read below to find out. ...Less

Interest rates for small savings schemes will remain unchanged for the June quarter. This decision affect ...More

Interest rates for small savings schemes will remain unchanged for the June quarter. This decision affects popular schemes like PPF and Sukanya Samriddhi accounts. These rates have been stable for nine consecutive quarters. The government uses these collections to finance its fiscal deficit. ...Less

Small savings schemes holders of Public Provident Fund (PPF), Senior Citizens Savings Scheme (SCSS), Nati ...More

Small savings schemes holders of Public Provident Fund (PPF), Senior Citizens Savings Scheme (SCSS), National Savings Certificate, among others must mandatorily submit their Aadhaar card details. ...Less

As small savings scheme differ in terms of features, tenure, and tax advantages, so do the minimum invest ...More

As small savings scheme differ in terms of features, tenure, and tax advantages, so do the minimum investments required for these schemes. Here is a look at the minimum balance required to invest and maintain the scheme. ...Less

The top bureaucrat in the finance ministry said the decision to revise the ceilings will come at a cost a ...More

The top bureaucrat in the finance ministry said the decision to revise the ceilings will come at a cost as the government can raise funds at a cheaper rate compared to the 8 per cent interest that it gives under the Senior Citizen Savings Scheme. "Taking into account the welfare of senior citizens, for whom fixed income instruments are the main source of income... it was decided that this is a cost which the government should bear and therefore the ceilings were increased," he said. ...Less

The government had linked rates of small savings schemes to yields of government papers of similar maturi ...More

The government had linked rates of small savings schemes to yields of government papers of similar maturity in 2016. ...Less

How to open Senior Citizens’ Savings Scheme account ...More

How to open Senior Citizens’ Savings Scheme account ...Less

The government revises interest rates of Post Office Monthly Income Scheme along with other small savings ...More

The government revises interest rates of Post Office Monthly Income Scheme along with other small savings schemes every quarter. Read our story to know the latest interest rates for January – March 2025 under this scheme. ...Less

Latest small savings schemes interest rates: Here is a look at the interest rates on various small saving ...More

Latest small savings schemes interest rates: Here is a look at the interest rates on various small savings schemes for the fourth quarter of FY 2023-24. ...Less

They offer moderate capital appreciation and a steady income. These funds are suitable for investors with ...More

They offer moderate capital appreciation and a steady income. These funds are suitable for investors with moderate risk profile. ...Less

Small savings scheme interest rates are revised every quarter by the government and interest rates vary a ...More

Small savings scheme interest rates are revised every quarter by the government and interest rates vary accordingly. Apart from the interest rate one should also note and calculate the compounding frequency of interest payout as the final amount may vary depending on this. ...Less

On November 7, 2023, the government released a notification that made numerous significant modifications ...More

On November 7, 2023, the government released a notification that made numerous significant modifications to the popular SCSS, PPF, and 5-year post office time deposit. Here is a look at the changes made to these small savings schemes. ...Less

It must be recalled that the finance ministry had revised rules and introduced separate forms for each sm ...More

It must be recalled that the finance ministry had revised rules and introduced separate forms for each small savings scheme via a notification in December 2019. ...Less

Investors shouldn't blindly invest in small savings schemes. Each instrument has specific features. Here ...More

Investors shouldn't blindly invest in small savings schemes. Each instrument has specific features. Here are pros & cons of some of the most popular schemes. ...Less

Highest FD rates: The Reserve Bank of India has kept the repo rate steady at 5.25%. Experts suggest fixed ...More

Highest FD rates: The Reserve Bank of India has kept the repo rate steady at 5.25%. Experts suggest fixed deposit rates may not increase immediately. However, future rate hikes are possible due to various economic indicators. The article highlights the highest FD interest rates across public, private, and small finance banks for 1, 3, and 5-year tenures as of April 8, 2026. ...Less

It has to be seen whether these gold savings schemes fall under the Ponzi scheme category. ...More

It has to be seen whether these gold savings schemes fall under the Ponzi scheme category. ...Less

The Senior Citizens' Savings Scheme (SCSS), a government initiative that offers quarterly interest paymen ...More

The Senior Citizens' Savings Scheme (SCSS), a government initiative that offers quarterly interest payments, allows seniors to save money. ...Less

Interest rates on small savings schemes is reset before each quarter and depends on government bond yield ...More

Interest rates on small savings schemes is reset before each quarter and depends on government bond yields in the previous quarter. ...Less

Latest PPF, Senior Citizen Savings Scheme, POTD, other small savings schemes interest rates ...More

Latest PPF, Senior Citizen Savings Scheme, POTD, other small savings schemes interest rates ...Less

The small savings scheme for senior citizens in India has seen a surge in collections after the governmen ...More

The small savings scheme for senior citizens in India has seen a surge in collections after the government doubled the deposit limit in the budget. The scheme has crossed ₹1 lakh crore in the first half of the fiscal year, which is two-and-a-half times higher than the previous year. Additionally, a new small savings scheme for women introduced in the budget has garnered ₹13,500 crore. ...Less

The interest rate on SCSS was revised from 7.4% to 7.6% which is at present the highest interest rate off ...More

The interest rate on SCSS was revised from 7.4% to 7.6% which is at present the highest interest rate offered by a small savings scheme. Many smaller private sector banks and small finance banks are now offering FD interest rates high as 9%. Rise in FD interest rate is expected to continue in next few months. Will SCSS remain competitive to FDs or should you prefer FDs now. ...Less

Govt is likely to hike the interest rates on deposit schemes offered by post offices, like savings accoun ...More

Govt is likely to hike the interest rates on deposit schemes offered by post offices, like savings account, PPF, etc by about 0.25% from April 1. ...Less

The government has also increased the cap for individuals under the monthly income scheme by two times, t ...More

The government has also increased the cap for individuals under the monthly income scheme by two times, to Rs 9 lakh. Mahila Samman Savings Certificate, a unique one-time small deposits programme for women, allows for savings of up to Rs 2 lakh. ...Less

Here is a look at the interest rates on various small savings schemes for the first quarter of FY 2023-24 ...More

Here is a look at the interest rates on various small savings schemes for the first quarter of FY 2023-24. ...Less

Banks report 13.8% growth in deposits Vs 16.8% in same period last year. ...More

Banks report 13.8% growth in deposits Vs 16.8% in same period last year. ...Less

A day earlier, in a blow to savers, the government had cut interest rates on small savings schemes, such ...More

A day earlier, in a blow to savers, the government had cut interest rates on small savings schemes, such as post office deposits and public provident fund, by up to 110 basis points. The new rates were to be effective today. ...Less

Senior Citizen Savings Scheme (SCSS) Investment Limit: For the quarter ending March 31, 2023, the governm ...More

Senior Citizen Savings Scheme (SCSS) Investment Limit: For the quarter ending March 31, 2023, the government has raised the interest rate for the Senior Citizen Savings Scheme (SCSS) to 8%. ...Less

The Department of Posts decided to freeze certain small savings scheme accounts that had matured as of Se ...More

The Department of Posts decided to freeze certain small savings scheme accounts that had matured as of September 30, 2019, but had not yet been closed, according to a notification dated December 15, 2022. ...Less

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Senior Citizen Savings Scheme (SCSS): Know all about TDS applicability ...More

Senior Citizen Savings Scheme (SCSS): Know all about TDS applicability ...Less

Financial planners believe it's a matter of time before interest rates on such schemes are reduced in lin ...More

Financial planners believe it's a matter of time before interest rates on such schemes are reduced in line with the general low interest-rate environment. They believe conservative investors could use this opportunity to lock into higher rates, for the next 5-10 years. ...Less

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As per the circular, PPF will continue to earn 7.10%, the NSC will fetch 6.8%, and Post Office Monthly In ...More

As per the circular, PPF will continue to earn 7.10%, the NSC will fetch 6.8%, and Post Office Monthly Income Scheme Account will earn 6.6% for the quarter ending September 30, 2021. ...Less

The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes a ...More

The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes as the Finance Ministry decided to keep the National Savings Certificate rate unchanged at 7.7 percent for the first quarter of the fiscal year 2026-27. This bond offers a sovereign guarantee and a 7-year maturity, making it a secure investment. ...Less

The government has made various changes under small savings schemes in the year 2023. Here we have listed ...More

The government has made various changes under small savings schemes in the year 2023. Here we have listed some of the major and important changes made by the government. ...Less

PPF, NSC interest rate: The government will review and announce the interest rate of Public Provident Fun ...More

PPF, NSC interest rate: The government will review and announce the interest rate of Public Provident Fund, National Savings Certificate and other small savings schemes on June 30, 2025. The announced interest rate will be effective as of July 1, 2025. Will the government cut the interest rate on PPF, NSC and other post office savings schemes? ...Less

Bond yields have been buoyant during the past three months, which means the rates of small saving schemes ...More

Bond yields have been buoyant during the past three months, which means the rates of small saving schemes may be revised upwards. ...Less

The 10-year bond yield to which the PPF rate is linked has dropped by about 75 basis points since the las ...More

The 10-year bond yield to which the PPF rate is linked has dropped by about 75 basis points since the last rate cut in March. ...Less

Senco Gold & Diamonds anticipates a significant financial year ahead. Revenue is projected to surpass Rs ...More

Senco Gold & Diamonds anticipates a significant financial year ahead. Revenue is projected to surpass Rs 8,000 crore by March 2026, marking a substantial increase. Net profit is also expected to nearly double. The company plans to expand its store network, focusing on northern India. Strategies to manage gold price volatility and customer affordability are in place. ...Less

Latest post office schemes interest rates: Here is a look at the interest rates on various small savings ...More

Latest post office schemes interest rates: Here is a look at the interest rates on various small savings schemes for the fourth quarter of FY 2023-24. ...Less

The government has raised the interest rates on certain small savings schemes and post office schemes for ...More

The government has raised the interest rates on certain small savings schemes and post office schemes for the fiscal quarter ending December 31, 2023. ...Less

Here is a look at the interest rates on various small savings schemes for the third quarter of FY 2022-23 ...More

Here is a look at the interest rates on various small savings schemes for the third quarter of FY 2022-23. ...Less

You can open a Senior Citizens' Savings Scheme (SCSS) account alone or with your spouse at any bank or po ...More

You can open a Senior Citizens' Savings Scheme (SCSS) account alone or with your spouse at any bank or post office. SCSS has a 7.4 percent interest rate for the quarter ending March 31, 2022. ...Less