The Ministry of Finance has reviewed interest rates for small savings schemes including the Public Provid ...More

The Ministry of Finance has reviewed interest rates for small savings schemes including the Public Provident. The rates will stay the same as those from the previous quarter. PPF accounts have a maturity period of 15 years and offer tax-free returns after five years. ...Less

The Ministry of Finance has set a 7.1% interest rate for the General Provident Fund, which will be applic ...More

The Ministry of Finance has set a 7.1% interest rate for the General Provident Fund, which will be applicable from October 1 to December 31, 2026. This rate will also extend to other funds linked to government establishments. The Finance Ministry evaluates the GPF interest rate every quarter, ensuring consistent returns for government employees saving in these funds. ...Less

The Ministry of Finance has announced that the interest rates for small savings schemes will remain stead ...More

The Ministry of Finance has announced that the interest rates for small savings schemes will remain steady for the next quarter. This decision comes after two years of rate stability since December 2024. The review took into account inflation and bond yields, which hinted at possible rate increases. However, the government opted to keep things as they are, potentially revisiting the rates depending on future economic shifts and inflation trends. ...Less

The woman had earlier appealed in the district commission which held that she did not qualify as a consum ...More

The woman had earlier appealed in the district commission which held that she did not qualify as a consumer and that the complaint was not maintainable on the ground that investment in shares is a commercial activity. Then why did she won in the State Consumer Commission? Find out in this article. ...Less

On September 30, 2026, the Finance Ministry will evaluate interest rates for small savings schemes. With ...More

On September 30, 2026, the Finance Ministry will evaluate interest rates for small savings schemes. With high inflation and increasing G-Sec bond yields, many are speculating about potential rate hikes. Currently, various schemes offer competitive returns exceeding 7%. Despite indicators suggesting adjustments, the government has kept rates steady for several quarters. The upcoming review will clarify the government's stance on these interest rates. ...Less

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Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be a ...More

Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds. Compared to your usual investments like Public Provident Fund or National Savings Certificate, etc, ELSSs do not offer guaranteed returns. You may even suffer losses in a bad market. ...Less

Navigating the KYC process for NRIs investing in India can be complex, requiring specific documents and v ...More

Navigating the KYC process for NRIs investing in India can be complex, requiring specific documents and verification steps. From ensuring document accuracy to understanding attestation requirements, several factors can impact the smooth completion of KYC. Explore the essential documentation and common pitfalls faced by NRIs in their investment journey. ...Less

Garware Hi-Tech Films Ltd and Lubrizol have signed a memorandum of understanding for TPU technology devel ...More

Garware Hi-Tech Films Ltd and Lubrizol have signed a memorandum of understanding for TPU technology development. This partnership aims to leverage Lubrizol's expertise and GHFL's manufacturing capabilities in India. An expected investment of Rs 118 crore will support new product development and technology capabilities in the TPU platform. The initiative will also enhance backward integration for GHFL's premium Paint Protection Film business. ...Less

In a recent announcement, the Ministry of Finance reaffirmed the Sukanya Samriddhi Account interest rate ...More

In a recent announcement, the Ministry of Finance reaffirmed the Sukanya Samriddhi Account interest rate at 8.2%. The next evaluation of small savings scheme rates is set for the December 2026 quarter. To initiate a Sukanya Samriddhi Account for a girl child, a minimum deposit of Rs 250 is required. The account matures after 21 years and permits partial withdrawals for education post age 18. ...Less

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50% ...More

RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50%, signaling a shift. Following this decision, banks are expected to raise fixed deposit interest rates in the near future. Retail inflation has been rising, indicating that further hikes may be necessary to control it. The competition from small savings schemes and government securities contributes to this pressure on banks. ...Less

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. Th ...More

Many financial analysts expect the Reserve Bank of India to increase the repo rate by 25 basis points. This forecast is driven by persistent inflation, soaring crude oil prices, and a depreciating rupee. Should the RBI implement this hike, it could lead to higher fixed deposit returns for investors. Meanwhile, public sector banks continue to offer lower rates, struggling against fierce competition from government securities and small savings schemes. ...Less

CA Nitin Kaushik says you don’t need to be naturally good at managing money if you have a simple system. ...More

CA Nitin Kaushik says you don’t need to be naturally good at managing money if you have a simple system. He recommends tracking actual take-home income, dividing expenses into four categories, using 50/30/20 as a flexible starting point and assigning every rupee a purpose. He also advises setting specific financial goals, reviewing investments monthly and calculating net worth regularly to ensure money is moving towards your priorities. ...Less

In the first four months of the fiscal year 2026-27, net collections in small savings schemes have surged ...More

In the first four months of the fiscal year 2026-27, net collections in small savings schemes have surged by an impressive 56% compared to last year, providing a significant boost towards meeting budgetary goals. The appealing savings rates continue to encourage government-backed savings, demonstrating that investor confidence in consistent returns remains strong, even with rising retail participation in the equity markets. ...Less

A 40-year-old investor based in Pune is on a mission to retire by age 50 while providing for her two chil ...More

A 40-year-old investor based in Pune is on a mission to retire by age 50 while providing for her two children’s education. With savings of Rs 1.68 cr from diverse investments, she plans to pay off her home loan by December 2026. Experts suggest she aim for a retirement fund between Rs 4-4.5 cr and adapt her investment strategy as her financial goals draw near. ...Less

Navigating overseas property purchases for NRI/OCI children can be complex for Indian parents, entangled ...More

Navigating overseas property purchases for NRI/OCI children can be complex for Indian parents, entangled in regulations like FEMA and RBI's Liberalised Remittance Scheme. From understanding allowable remittance limits to distinguishing between gifts and loans, families must carefully plan to avoid potential tax and compliance issues. Learn the critical steps to streamline the funding process. ...Less

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Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of ...More

Recent data reveals a rise in Consumer Price Index inflation, now at 4.8 percent, spurring predictions of possible interest rate hikes by the Reserve Bank of India. This inflation surge is pressuring banks to elevate fixed deposit interest rates amidst fierce competition from government securities and appealing returns from small savings schemes. Future adjustments in fixed deposit rates will largely hinge on ongoing inflation trends and RBI policies. ...Less

NRIs can now be nominees for India's small-savings schemes like PPF and NSC, a change from 2023. While th ...More

NRIs can now be nominees for India's small-savings schemes like PPF and NSC, a change from 2023. While they can receive proceeds, repatriation abroad is restricted and subject to FEMA and banking rules, typically requiring crediting to an NRO account first. Understand the nuances before naming an NRI nominee. ...Less

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Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be a ...More

Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds. ...Less

Bengaluru CA Meenal Goel emphasizes the importance of financial security for women by outlining 6 essenti ...More

Bengaluru CA Meenal Goel emphasizes the importance of financial security for women by outlining 6 essential investment strategies. Establishing an emergency fund that covers at least six months' worth of expenses is crucial for unforeseen events. Reliable government-backed schemes such as PPF and Sukanya Samriddhi provide secure returns along with tax incentives. Affordable life and accident insurance through government plans further enhance security. ...Less

Investing a lump sum each year in a Public Provident Fund (PPF) results in a significantly higher corpus ...More

Investing a lump sum each year in a Public Provident Fund (PPF) results in a significantly higher corpus than making monthly contributions. Over a span of fifteen years, a yearly investment of Rs 1.2 lakh can grow to yield nearly Rs 99,000 more compared to the monthly deposit method. Plus, PPF provides tax advantages at three different stages, with the current interest rate standing at 7.1 percent per annum. ...Less

Moving abroad as an NRI? Your PPF account might not need immediate closure. Discover how your contributio ...More

Moving abroad as an NRI? Your PPF account might not need immediate closure. Discover how your contribution, withdrawal, and maturity options change. Understand the crucial differences between becoming an NRI and a foreign citizen, and navigate the tax implications in your new country of residence. ...Less

CA Nitin Kaushik says investors should not begin by asking where to invest. Instead, they should consider ...More

CA Nitin Kaushik says investors should not begin by asking where to invest. Instead, they should consider their goals, time horizon, risk capacity and liquidity needs. He explains seven investment types: equity for growth, debt for stability, hybrid funds for balance, real estate for tangible exposure, gold for diversification, alternatives for specialised opportunities and cash for liquidity. The key is choosing the right combination rather than searching for one best investment. ...Less

A 42-year-old PSU bank chief manager, who recently welcomed twins, sought a review of his family’s financ ...More

A 42-year-old PSU bank chief manager, who recently welcomed twins, sought a review of his family’s financial portfolio. With around 18 years to retirement, the couple has investments across mutual funds, fixed deposits, NPS and PPF, along with home and car loans. The key priorities are building a retirement corpus, funding their children’s education and marriage, and ensuring adequate financial protection. ...Less

A Gurgaon family court ordered a husband to pay Rs 2 lakh monthly maintenance to his estranged wife and c ...More

A Gurgaon family court ordered a husband to pay Rs 2 lakh monthly maintenance to his estranged wife and children despite a sharp income drop, Rs 1.7 crore home loan, and children’s education costs. Here's what happened. ...Less

Though the integration of temporary faculty reduces the teaching burden for the university’s permanent st ...More

Though the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the short end of the stick due to large pay disparities, a lack of medical, retirement, and increment benefits offered to regular staff, as well as higher workloads. An uncertain and low income from a temporary teaching job in a college requires prudent handling of one’s finances. Find out how to do it. ...Less

According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity be ...More

According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. ...Less

Bitcoin traded near $79,000 on Wednesday as traders await key US PCE inflation and GDP data. While the br ...More

Bitcoin traded near $79,000 on Wednesday as traders await key US PCE inflation and GDP data. While the broader trend remains bullish, rising profit-taking and resistance around $82,800–$83,000 could limit near-term gains. Short-term holder whales have booked a record $1.2 billion in profits over three days, adding to market caution. ...Less

The Employees Provident Fund serves as a robust mechanism for building long-term savings through consiste ...More

The Employees Provident Fund serves as a robust mechanism for building long-term savings through consistent contributions and the magic of compound interest. Factors like annual salary hikes and stable interest rates greatly influence the total savings, while optional contributions can further bolster retirement finances. ...Less

Around 12 equity mutual funds turned a Rs 10,000 monthly SIP into more than Rs 11 crore since their respe ...More

Around 12 equity mutual funds turned a Rs 10,000 monthly SIP into more than Rs 11 crore since their respective inceptions, an ETMutualFunds analysis showed. Among around 305 equity funds analysed, 110 turned the same monthly SIP into more than Rs 1 crore, with Nippon India Growth Mid Cap Fund topping the list at Rs 29.32 crore. ...Less

Edelweiss Mutual Fund is set to unveil its third Specialised Investment Fund strategy, which targets larg ...More

Edelweiss Mutual Fund is set to unveil its third Specialised Investment Fund strategy, which targets large-cap equities alongside income-focused derivatives. This innovative approach is designed to deliver steady alpha for investors looking to enhance their core portfolios. By integrating large-cap exposure with income-generating elements, this fund aims to meet diverse investment needs. Subscriptions for this fund kick off on September tenth. ...Less

Investing in midcap SIPs has proven to be beneficial, boasting an impressive average return of 17.59% ove ...More

Investing in midcap SIPs has proven to be beneficial, boasting an impressive average return of 17.59% over the past decade. This investment category has consistently provided positive returns, showing stability over time. Unlike frequent switching between market caps, which failed to improve long-term gains, gradually increasing SIP contributions can achieve accelerated wealth accumulation. Moreover, the likelihood of securing positive returns rises with lengthening investment durations. ...Less

The Wealth Company Mutual Fund has launched its new multi-cap fund, which mandates at least 25% allocatio ...More

The Wealth Company Mutual Fund has launched its new multi-cap fund, which mandates at least 25% allocation each to large-, mid- and small-cap stocks. Experts say the fund’s performance will depend on stock selection and portfolio construction, while investors should consider their risk appetite, investment horizon and overall market-cap allocation. ...Less

Daughter vs father legal fight over Rs 8.13 lakh PPF amount: In her complaint, she claimed that there wer ...More

Daughter vs father legal fight over Rs 8.13 lakh PPF amount: In her complaint, she claimed that there were matrimonial disputes between her mother and father and she was living with her mother. The daughter alleged that her father has taken away all her funds, only to pressurise the mother by putting them under financial constraint. ...Less

A Public Provident Fund (PPF) is a long-term, small savings scheme offered by the government of India. Th ...More

A Public Provident Fund (PPF) is a long-term, small savings scheme offered by the government of India. The PPF offers an attractive interest rate and tax benefits under the Old Tax Regime. The PPF interest rate is 7.1% for this quarter. Interest earned is tax-free under the Income Tax Act 2025. ...Less

CA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less ...More

CA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less wealth. He attributed this to lower invested capital, career interruptions and excessive allocation to low-growth assets. Women’s longer-term financial security can improve by starting earlier, maintaining investments during career breaks, diversifying portfolios and understanding their own finances. Kaushik stressed that financial independence requires both disciplined investing and enough time for capital to compound. ...Less

CA Nitin Kaushik challenges the advice to buy a home early, arguing that ages 25 to 40 should prioritise ...More

CA Nitin Kaushik challenges the advice to buy a home early, arguing that ages 25 to 40 should prioritise asset accumulation. He recommends equity, debt, land, liquidity and secondary income while cautioning that a Rs 1 crore home loan can restrict wealth creation. Kaushik says renting can be rational, land and apartments differ as investments, and side income should fund assets rather than lifestyle expenses. ...Less

Retirement is not synonymous with tax freedom. Your pensions, interest income, rental earnings, and capit ...More

Retirement is not synonymous with tax freedom. Your pensions, interest income, rental earnings, and capital gains may still incur taxes. It's crucial to identify which income streams are subject to taxation and which advantages remain untaxed to prevent errors and manage your finances wisely. Learn strategies to legally minimize your tax responsibilities after retirement and bolster your financial stability. ...Less

A social media post shared by the tax help desk account highlighted seven humorous money habits associate ...More

A social media post shared by the tax help desk account highlighted seven humorous money habits associated with Punjabi families. The observations covered salary-day spending, property discussions, trusted tax-saving investments, tax questions around major purchases, careful wedding spending, food as a measure of hospitality and tax conversations during family trips. The post offered a light-hearted look at how money, celebration and financial planning often intersect. ...Less

Tax -saving mutual funds or Equity Linked Savings Schemes (ELSSs) helps you to save income tax under Sect ...More

Tax -saving mutual funds or Equity Linked Savings Schemes (ELSSs) helps you to save income tax under Section 80C of the IT Act. You can invest a maximum of Rs 1.5 lakh in ELSSs and claim tax deductions on your investments every financial year. Are you interested? ...Less

PPF interest rate: The Finance Ministry has maintained the Public Provident Fund (PPF) interest rate at 7 ...More

PPF interest rate: The Finance Ministry has maintained the Public Provident Fund (PPF) interest rate at 7.10% for the July-September 2026 quarter, keeping it unchanged from the previous period. ...Less

PPF deposit before April 5: Investing in PPF account before April 5 can earn the PPF account holder more ...More

PPF deposit before April 5: Investing in PPF account before April 5 can earn the PPF account holder more interest. Making lumpsum investment for the entire year after this date will make a PPF investor to lose a month's interest. Read on to know how much you lose if an individual misses this date. ...Less

Parents can open a Public Provident Fund (PPF) account for their minor children to secure their future, b ...More

Parents can open a Public Provident Fund (PPF) account for their minor children to secure their future, benefiting from compounding over the 15-year maturity period. While the annual contribution limit is ₹1.5 lakh across all minor accounts and the parent's own PPF, it offers tax benefits under the old regime. ...Less

Discovering you have two Public Provident Fund accounts can be a common oversight, but it's crucial to ad ...More

Discovering you have two Public Provident Fund accounts can be a common oversight, but it's crucial to address. Indian regulations strictly permit only one personal PPF account. Learn how to identify and regularize duplicate accounts, understand the implications for your deposits and interest, and what steps to take to avoid complications and preserve your hard-earned savings. ...Less

As per the PPF scheme rules, the interest on the PPF deposit is calculated every month on the balance ava ...More

As per the PPF scheme rules, the interest on the PPF deposit is calculated every month on the balance available in the PPF account but is credited at the end of the financial year. Thus, to maximise the interest earned on PPF accounts one must make the deposits before this date. ...Less

The finance ministry’s proposal to shelve the plan to tax public provident fund (PPF) on maturity will pr ...More

The finance ministry’s proposal to shelve the plan to tax public provident fund (PPF) on maturity will provide relief to investors. ...Less

The Department of Posts issued a circular on October 18, 2021, giving details of the process of merging m ...More

The Department of Posts issued a circular on October 18, 2021, giving details of the process of merging multiple PPF accounts into one single PPF account. Here is a look at how one can merge multiple PPF accounts, as per the Department of Posts circular. ...Less

PPF calculator: Aspiring to build a substantial retirement fund? The Public Provident Fund (PPF) offers a ...More

PPF calculator: Aspiring to build a substantial retirement fund? The Public Provident Fund (PPF) offers a compelling avenue for low-risk investors. By consistently investing the maximum annual limit of Rs 1.5 lakh, individuals starting at age 30 can amass an impressive by age 60. ...Less

The Public Provident Fund (PPF) in India remains a popular long-term investment option with a 15-year loc ...More

The Public Provident Fund (PPF) in India remains a popular long-term investment option with a 15-year lock-in period and EEE tax status. The government has kept the PPF interest rate unchanged at 7.1% for the April-June 2025 quarter. Contributions offer tax benefits and the interest earned is tax-free. ...Less

The government amended rules in 2005 where it disallowed certain entities to open Public Provident Fund ( ...More

The government amended rules in 2005 where it disallowed certain entities to open Public Provident Fund (PPF) accounts. Earlier, these entities were allowed to open PPF accounts. However, accounts opened prior to this date were allowed to continue till maturity. Read on to know what kind of PPF accounts cannot be extended. ...Less

If you wish to withdraw money from PPF account either partially or in full, you need to submit Form C at ...More

If you wish to withdraw money from PPF account either partially or in full, you need to submit Form C at the bank where the PPF account was opened. Here are the steps you need to know to withdraw money from your PPF account in banks ...Less

Latest PPF interest rate: The Public Provident Fund (PPF) is one of the most popular savings instruments. ...More

Latest PPF interest rate: The Public Provident Fund (PPF) is one of the most popular savings instruments. Note that only one PPF account can be maintained by an Individual, except an account that is opened on behalf of a minor. ...Less

PPF is one of the most preferred investment options due to its tax-exempt status. However, once the PPF a ...More

PPF is one of the most preferred investment options due to its tax-exempt status. However, once the PPF account complete its 15 years, an account holder may be confused about what he can do now to earn tax-free returns and with lower lock-in periods. Once the PPF account is matured, an individual account holder has three options. ...Less

The government via a notification dated December 12, 2019, has replaced the PPF scheme 1968 with the PPF ...More

The government via a notification dated December 12, 2019, has replaced the PPF scheme 1968 with the PPF scheme 2019. Though major features have been kept unchanged, a few small tweaks have been made in the scheme which you should know about. ...Less

The PPF maturity period is 15 years, after which, you can continue your PPF account with or without contr ...More

The PPF maturity period is 15 years, after which, you can continue your PPF account with or without contributions. PPF provides a 7.1% interest rate, which is reviewed quarterly. But if we assume that the interest rate won’t change, your PPF investment can help you build a Rs 1.03 crore corpus in 25 years. ...Less

An individual cannot have more than one Public Provident Fund (PPF) account, according to the rules. If y ...More

An individual cannot have more than one Public Provident Fund (PPF) account, according to the rules. If you have opened two or more Public Provident Fund (PPF) accounts on or after December 12, 2019, they will be closed without earning any interest. Furthermore, such PPF accounts will not be merged. ...Less

The new PPF rules issued by the Ministry of Finance allow premature closure of the PPF account of a subsc ...More

The new PPF rules issued by the Ministry of Finance allow premature closure of the PPF account of a subscriber only in case of certain specified circumstances. ...Less

Latest PPF interest rate: The Public Provident Fund (PPF) is widely favored as a savings option. The gove ...More

Latest PPF interest rate: The Public Provident Fund (PPF) is widely favored as a savings option. The government has recently revealed the interest rates for small savings schemes for the period of July to September 2024. PPF investments are considered risk-free as it is government backed. ...Less

Latest PPF interest rate: The Public Provident Fund is highly favored for its long-term guaranteed earnin ...More

Latest PPF interest rate: The Public Provident Fund is highly favored for its long-term guaranteed earnings and tax benefits. By allocating small amounts of money regularly, the PPF scheme assists in initiating savings to create a fund that aligns with your set objectives. ...Less

Tax-saving investment ideas FY23-24: PPF has been a go-to option for traditional investors to save tax wh ...More

Tax-saving investment ideas FY23-24: PPF has been a go-to option for traditional investors to save tax while planning for retirement. Is there any other option that offers higher returns, lowers your income tax outgo, and saves money for long-term goals? Yes, Voluntary Provident Fund (VPF). How does it VPF fare when compared to PPF Public Provident Fund (PPF) or Voluntary Provident Fund (VPF) — which is a better option for you to save tax in the financial year 2023-24. ...Less

The Kerala High Court ruled that a mother's PPF deposits for herself and her minor children must be clubb ...More

The Kerala High Court ruled that a mother's PPF deposits for herself and her minor children must be clubbed, upholding the forfeiture of Rs 6.87 lakh in interest. The court clarified that annual deposit limits apply cumulatively across guardian and minor accounts, validating the Post Office's action on excess contributions made during minority. ...Less

PPF, SCSS, Sukanya Samriddhi interest in July-September 2024: The government is likely to announce the in ...More

PPF, SCSS, Sukanya Samriddhi interest in July-September 2024: The government is likely to announce the interest rates of Public Provident Fund (PPF), Senior Citizen Savings Schemes (SCSS), National Savings Certificate (NSC), Sukanya Samriddhi Yojana (SSY), Post Office Monthly Income Scheme (POMIS) and other small savings schemes for the July-September quarter 2024 by June 30, 2024. Will the government finally make PPF investors happy this time? Will Centre increase the interest rates of SCSS, NSC, Sukanya Samriddhi Yojana and other other small savings schemes for the July-September quarter 2024? Know what experts suggest ...Less

PPF: Here is a look at important rules you should know about the Public Provident Fund. ...More

PPF: Here is a look at important rules you should know about the Public Provident Fund. ...Less

PPF Deposit to earn extra tax-free interest: Currently, PPF investments yield an interest rate of 7.1% pe ...More

PPF Deposit to earn extra tax-free interest: Currently, PPF investments yield an interest rate of 7.1% per annum. The interest earned is exempt from the tax. However, not many people know the PPF Deposit rule that makes them earn extra tax-free interest. Read on to learn how to use this rule to earn extra tax-free interest. ...Less

To open a PPF account online in one of these Banks, you need to have access to the bank's Net banking por ...More

To open a PPF account online in one of these Banks, you need to have access to the bank's Net banking portal. ...Less

As per the Public Provident Fund (PPF) scheme rules, the interest on PPF is calculated at the end of bala ...More

As per the Public Provident Fund (PPF) scheme rules, the interest on PPF is calculated at the end of balance between fifth and end of the month. Hence, by making a deposit in PPF account on or before fifth of month will help PPF account holder to earn more interest. ...Less

Next time you want to open or close the PPF account held with the Post Office, you will not be required t ...More

Next time you want to open or close the PPF account held with the Post Office, you will not be required to visit your nearest branch. The Department of Posts has issued a circular providing a step-by-step guide on how a post office saving account holder can open and close a PPF account using the Internet Banking facility. ...Less

The government has maintained the Public Provident Fund (PPF) interest rate at 7.1% for the October-Decem ...More

The government has maintained the Public Provident Fund (PPF) interest rate at 7.1% for the October-December 2025 quarter. This small savings scheme offers tax-free interest and maturity, with annual deposits between Rs 500 and Rs 1.5 lakh. The account matures after 15 years, and rates are reviewed quarterly. ...Less

NRIs navigating PPF accounts encounter restrictions and guidelines, from tax benefits to closure procedur ...More

NRIs navigating PPF accounts encounter restrictions and guidelines, from tax benefits to closure procedures. Understanding these rules is crucial for managing accounts effectively while maximizing investment returns and complying with regulatory requirements. ...Less

PPF interest rate in 2025: One of the popular schemes under small savings schemes is Public Provident Fun ...More

PPF interest rate in 2025: One of the popular schemes under small savings schemes is Public Provident Fund (PPF) which is a long-term savings instrument that encourages customers to save while providing them tax benefits. The government has kept the small savings schemes interest rates unchanged. ...Less

How to invest in PPF: Those investing in the Sukanya Samriddhi Yojana (SSY) and the Public Provident Fund ...More

How to invest in PPF: Those investing in the Sukanya Samriddhi Yojana (SSY) and the Public Provident Fund (PPF) should ensure that their contributions are deposited into the accounts before April 5 in order to maximize returns for the ongoing financial year, 2024-25. ...Less

As per new, revised rules, the interest rate on a PPF loan is charged at one percent per annum. ...More

As per new, revised rules, the interest rate on a PPF loan is charged at one percent per annum. ...Less

In case a PPF account holder fails to contribute the minimum amount in any financial year, the account is ...More

In case a PPF account holder fails to contribute the minimum amount in any financial year, the account is treated as discontinued. ...Less

To open a PPF account, you no longer need to go to the post office or bank. This can also be done online. ...More

To open a PPF account, you no longer need to go to the post office or bank. This can also be done online. Various banks allow customers to open and operate a PPF account online. Here is how HDFC Bank customers can open a PPF account via its Internet banking facility. Details are as per the HDFC Bank website. ...Less

Latest PPF interest rate: The Finance Ministry has confirmed that interest rates for small savings scheme ...More

Latest PPF interest rate: The Finance Ministry has confirmed that interest rates for small savings schemes, including the Public Provident Fund (PPF), will remain unchanged for the January-March 2026 quarter. PPF investors will continue to earn a tax-free interest of 7.1% on their deposits. This rate has been consistent since 2020. ...Less

PPF account matures after 15-year lock-in term. But what about once it reaches maturity? What choices are ...More

PPF account matures after 15-year lock-in term. But what about once it reaches maturity? What choices are available to you if you wish to keep using your PPF account? ...Less

The Department of Post has made some changes in the premature closure rules of the Public Provident Fund ...More

The Department of Post has made some changes in the premature closure rules of the Public Provident Fund (PPF) account. The Department made this change via a notification dated November 7, 2023. ...Less

Public Provident Fund (PPF): Here are four instances when a PPF account can become irregular. ...More

Public Provident Fund (PPF): Here are four instances when a PPF account can become irregular. ...Less

Public Provident Fund, commonly known as PPF, is a fixed income investment product that is used for tax-s ...More

Public Provident Fund, commonly known as PPF, is a fixed income investment product that is used for tax-saving purposes by individuals. Though the USP of PPF is the Exempt-Exempt-Exempt tax status, there are 10 other things that an investor should know about it. ...Less

PPF maturity presents a choice: withdraw or extend for continued tax-free compounding. While government b ...More

PPF maturity presents a choice: withdraw or extend for continued tax-free compounding. While government backing and tax benefits remain attractive, especially for high-income earners, individual circumstances dictate the optimal decision. Understanding extension rules and recent changes is crucial for effective retirement planning. ...Less

With interest rates fixed income investments coming down, PPF remains a suitable alternative for allocati ...More

With interest rates fixed income investments coming down, PPF remains a suitable alternative for allocating debt portion of one's portfolio. ...Less

Public Provident Fund interest rate: The Finance Ministry confirmed that rates for small savings schemes ...More

Public Provident Fund interest rate: The Finance Ministry confirmed that rates for small savings schemes will continue from the previous quarter. PPF offers tax benefits on contributions, interest, and withdrawals, making it a popular investment. ...Less

According to PPF Rules, the interest on PPF deposits is calculated on the minimum balance between the fif ...More

According to PPF Rules, the interest on PPF deposits is calculated on the minimum balance between the fifth and at the end of the month. ...Less

Firstly as an NRI you cannot open PPF account. Secondly, if you live in US or UK, you will have to pay ta ...More

Firstly as an NRI you cannot open PPF account. Secondly, if you live in US or UK, you will have to pay tax there on your PPF earnings. ...Less

Public Provident Fund is a popular long-term savings scheme offering tax benefits and attractive interest ...More

Public Provident Fund is a popular long-term savings scheme offering tax benefits and attractive interest rates. Here’s how nominees or legal heirs can claim a PPF account on the death of the subscriber. ...Less

An individual with a PPF account of his own and as a guardian of his child can avail a maximum deduction ...More

An individual with a PPF account of his own and as a guardian of his child can avail a maximum deduction of Rs 1.5 lakh taking both the accounts together. ...Less

If your retirement goal requires much higher contribution, then you can use PPF for the fixed income part ...More

If your retirement goal requires much higher contribution, then you can use PPF for the fixed income part of the portfolio and NPS for market-linked returns. ...Less

An NRI cannot invest in PPF, however, if one's residential status subsequently changed to NRI, the accoun ...More

An NRI cannot invest in PPF, however, if one's residential status subsequently changed to NRI, the account was allowed to be run till maturity. ...Less

Since the Public Provident Fund (PPF) has a long tenure of 15 years, the impact of compounding is huge, e ...More

Since the Public Provident Fund (PPF) has a long tenure of 15 years, the impact of compounding is huge, especially in the later years. Investment made in PPF is eligible for deduction under section 80C of the Income-tax Act, 1961 under the old tax regime. ...Less

Once your kid has become an adult and the PPF account has completed its mandatory lock-in period of 15 ye ...More

Once your kid has become an adult and the PPF account has completed its mandatory lock-in period of 15 years, he/she can decide whether to close the PPF account or extend it. Opening PPF account for kids when they are minor, helps them to avoid lock-in in the future years. Here is how. ...Less

On the plain reading of the budget documents, it appears that tax will apply to the interest earned on co ...More

On the plain reading of the budget documents, it appears that tax will apply to the interest earned on contributions made to Employees' Provident Fund (EPF), Voluntary Provident Fund (VPF) as well as Public Provident Fund (PPF). ...Less

PPF interest rate below 6.5%: The government will review the interest rate on PPF and other small savings ...More

PPF interest rate below 6.5%: The government will review the interest rate on PPF and other small savings schemes on June 30, 2025. If the PPF interest rate is cut by more than 0.10%, it will be below 7%. The last time this occurred was before August 1974. Read on to know what experts say about whether the PPF interest rate can fall below 6.5%. ...Less

Any Indian resident can open a PPF account. Parents or legal guardians can also open a PPF account on beh ...More

Any Indian resident can open a PPF account. Parents or legal guardians can also open a PPF account on behalf of a minor child. NRIs are not eligible to open new PPF accounts. ...Less

The Public Provident Fund (PPF) interest rate, currently at 7.1%, is due for a quarterly review on Decemb ...More

The Public Provident Fund (PPF) interest rate, currently at 7.1%, is due for a quarterly review on December 31, 2025. Despite 10-year G-Sec yields and low inflation suggesting a potential cut, the government may maintain the status quo to protect investor earnings, especially for retirees. ...Less

The government has not changed the interest rates on small savings schemes like the PPF. PPF interest inc ...More

The government has not changed the interest rates on small savings schemes like the PPF. PPF interest income is totally tax-free. ...Less

If the account is inoperative, you can no longer claim loans against your PPF account, which could be tro ...More

If the account is inoperative, you can no longer claim loans against your PPF account, which could be troublesome if you foresee requiring money soon. ...Less

How to revive inactive PPF account ...More

How to revive inactive PPF account ...Less