Plus and minus points of various debt investment products and whom they will suit
Smaller banks offer better rates. However, weigh the risks before investing. While chasing higher returns, you should not ignore safety or tax implications. ET Wealth explores various debt products to help you choose the one most suitable.
You must restrict investments only to AAA rated companies.
With banks slashing fixed deposit (FD) rates, investors are looking for alternatives.
However, while chasing higher returns, you should not ignore safety or tax implications.
ET Wealth explores various debt products to help you choose the one most suitable.
1. 5-year bank fixed deposits
Caution: Smaller banks offer better rates. However, weigh the risks before investing.
2. Tax saving fixed deposits
Caution: Smaller banks offer better rates. However, weigh the risks before investing.
3. 5-year company deposits
Caution: Risk increases with smaller banks, but risks multiply with smaller and weaker companies. So, restrict investments only to AAA rated companies.
Prestige Estates to invest Rs 15,000 cr this fiscal in housing, commercial projects2026-07-05T11:17:08Z
