Latest Axis Bank FD interest rates: Get up to 7.75% interest rate on these FDs

Axis Bank is offering FD interest rates between 3% and 7.25% for general citizens on tenures between 7 days and 10 years for amounts less than Rs 3 core. The bank offers interest rates between 3.5% and 7.75% for senior citizens. The bank has revised the effective date of interest rates on its FDs to January 27, 2025.

Latest Axis Bank FD interest rates

Interest rates for deposits less than Rs 3 crores in the general category will vary depending on the deposit's maturity length beginning January 27, 2025. Axis Bank offers 3% interest rate on FDs for durations ranging from 7 to 29 days, it offers 3.5% interest rate on fixed deposits of 30 to 45 days duration, interest on deposits of 46 to 60 days is 4.25%, and interest rate on deposits of 61 to 87 days will be 4.5%.

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For fixed deposits with durations ranging from 88 days to less than 6 months, an interest rate of 4.75% is offered. For 6 months to less than 7 months tenure, the FD interest is 5.75%, and this rate applies to deposits of less than 9 months. For deposits between 9 months to less than 1 year, the interest rate is 6%.

On longer-term deposits of 1 year to less than 15 months, Axis Bank offers 6.7%, except for deposits between 15 months to less than 2 years, which provide the highest rate of 7.25%. For terms extending beyond 2 years up to 5 years, the rate slightly decreases to 7.1%, and deposits between 5 years to 10 years earn 7%.

Axis Bank FD rates

	General	Senior Citizens
	Less than	Less than
	₹ 3 Cr	₹ 3 Cr
7 – 14 days	3	3.5
15 – 29 days	3	3.5
30 – 45 days	3.5	4
46 – 60 days	4.25	4.75
61 days < 87 days	4.5	5
88 days – 3 months 24 days	4.75	5.25
3 months 25 days < 4 months	4.75	5.25
4 months < 5 months	4.75	5.25
5 months < 6 months	4.75	5.25
6 months < 7 months	5.75	6.25
7 months < 8 months	5.75	6.25
8 months < 9 months	5.75	6.25
9 months < 10 months	6	6.5
10 months < 11 months	6	6.5
11 months – 11 months 24 days	6	6.5
11 months 25 days < 1 year	6	6.5
1 year – 1 year 4 days	6.7	7.2
1 year 5 days – 1 year 10 days	6.7	7.2
1 year 11 days – 1 year 24 days	6.7	7.2
1 year 25 days < 13 months	6.7	7.2
13 months < 14 months	6.7	7.2
14 months < 15 months	6.7	7.2
15 months < 16 months	7.25	7.75
16 months < 17 months	7.25	7.75
17 months < 18 months	7.25	7.75
18 Months < 2 years	7.25	7.75
2 years < 30 months	7.1	7.6
30 months < 3 years	7.1	7.6
3 years < 5 years	7.1	7.6
5 years to 10 years	7	7.75

Latest Axis Bank FD interest rates for senior citizens

Axis Bank offers interest rates between 3.5% and 7.75% for senior citizens for tenures ranging from 7 days to 10 years for amounts less than Rs 3 crore. The highest FD interest rate of 7.75% is offered on tenures between 15 months to less than 2 years.

Axis Bank FD rates for senior citizens

	Senior Citizens
	Less than
	₹ 3 Cr
7 – 14 days	3.5
15 – 29 days	3.5
30 – 45 days	4
46 – 60 days	4.75
61 days < 87 days	5
88 days – 3 months 24 days	5.25
3 months 25 days < 4 months	5.25
4 months < 5 months	5.25
5 months < 6 months	5.25
6 months < 7 months	6.25
7 months < 8 months	6.25
8 months < 9 months	6.25
9 months < 10 months	6.5
10 months < 11 months	6.5
11 months – 11 months 24 days	6.5
11 months 25 days < 1 year	6.5
1 year – 1 year 4 days	7.2
1 year 5 days – 1 year 10 days	7.2
1 year 11 days – 1 year 24 days	7.2
1 year 25 days < 13 months	7.2
13 months < 14 months	7.2
14 months < 15 months	7.2
15 months < 16 months	7.75
16 months < 17 months	7.75
17 months < 18 months	7.75
18 Months < 2 years	7.75
2 years < 30 months	7.6
30 months < 3 years	7.6
3 years < 5 years	7.6
5 years to 10 years	7.75

Source: Bank website