​Need an interest certificate for ITR? Here's how to download it from SBI, HDFC Bank, Axis Bank and India Post​

If you earned interest from savings accounts, fixed deposits, recurring deposits or post office deposits during the financial year 25-26, you may need an interest certificate while filing your Income Tax Return (ITR). Most banks and India Post allow customers to download the interest certificate online through internet banking. Here's how you can download your interest certificate from State Bank of India (SBI), HDFC Bank, Axis Bank and India Post.

An interest certificate is a formal document provided by your bank. The certificate outlines the total interest you've earned on your deposits whether it has come from savings, fixed or recurring deposits.

Step 1: Go to the SBI personal banking website and log in using your user ID and password.
Step 2: On the top menu bar, click on the e-Services option.
Step 3: Select my certificates from the drop-down menu.
Step 4: Click on ‘Interest Certificate’.
Step 5: Select the relevant Financial Year and click Submit.

Your interest certificate is protected by a password, which is a combination of last five digits of your mobile number and the date of birth in DDMMYY format registered with the bank; for example, if your mobile number is XXXXX12345 and the date of birth is September 16, 1982, then your password will be 12345160982.

Step 1: Log in to the HDFC Bank NetBanking page.
Step 2: Go to the accounts section.
Step 3: Under quick links, select download interest certificate.
Step 4: Choose the account and the required financial year or the date range.
Click Download to save the certificate to your device.

Step 1: Visit the official DOP internet banking portal (ebanking.indiapost.gov.in).
Step 2: Enter your user ID and password to log in. If you are not registered, sign up for internet banking at your nearest post office.
Step 3: Once logged in, locate the Accounts tab on the portal’s dashboard.
Step 4: Click on the Interest Certificate option listed under the Accounts Tab.

Select either the Previous Financial Year or the Current Financial Year for which you need the certificate.

Step 5: Download the certificate

Click to generate and download the interest certificate in the PDF format.

Step 1: Login to Axis Bank internet banking
Step 2: Click on Deposits
Step 3: Click on Interest Certificate under Services
Step 4: Download/E-mail.