How to use laddering to generate best return from your investment
1/5
What is income laddering?
It is a technique of buying multiple fixed income products, each with a different maturity.
Text: Centre for Investment Education and Learning (CIEL)
Text: Centre for Investment Education and Learning (CIEL)
2/5
How to use laddering
When a product matures, monies can be reinvested in a new product with highest yield in the available time horizon.
3/5
How income laddering helps you
In a rising interest rate scenario, the maturing principal can be reinvested at higher rates.
Amazon Top Deals
POWERED BY
Crompton Ozone 75 Litres Desert Air Cooler for home | Large & Easy Clean Ice Chamber | 4-Way Air Deflection | High Density Honeycomb Pads | Everlast Pump | Auto Fill| 3 Year Brand Warranty
₹9,798Buy Now43%
OFF
LG 32 L Convection Microwave Oven (MC3286BRUM, Black, 360° Motorised Rotisserie for Bar-be-queing, 301 Auto Cook Menu, Stainless steel cavity, Indian Cuisine, Tandoor Se, Steam Clean & Diet Fry)
₹19,340Buy Now19%
OFF
4/5
Why laddering is must for investors
By staggering maturity dates, investors avoid getting locked into a single interest rate.
5/5
How laddering helps
The laddering reduces risk and provides a predictable cash flow with adequate liquidity.